Sr Product Manager, Embedded Lending
Share
Job Location:
San Francisco, CA - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Current Employees of LendingClub: Please apply via your internal Workday Account
LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank National Association Member FDIC. We are the leading digital marketplace bank in the U.S. having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future and our team is committed to making that a reality. Join the Club!
About the Role
Make financing a growth lever for merchants.LendingClub puts customers at the center of everything we do. Our Purchase Finance team builds the embedded lending experiences that power affordable transparent financing for merchants and their customers. Think: seamless origination smart risk decisions and delightful UX all at scale in a regulated environment.
We operate like a startup within a fintech: fast outcomesdriven and deeply collaborative with engineering design data science risk compliance and gotomarket. If you love owning zerotoone and oneton this is for you.
What Youll Do
Own the origination funnel endtoend. Redesign and optimize our lending application flows (web mobile API) to improve conversion approval rates and timetodecision while meeting compliance and risk standards
Ship an ROIdriven roadmap. Prioritize outcomes define success metrics/OKRs and lead execution from concept and discovery through launch and iteration
Levelup merchant engagement. Drive rollout of a modern sales CRM and tooling (e.g. Salesforce) across field sales and insights teams; deprecate legacy apps with clear migration plans
Strengthen credit & fraud performance. Partner with data science risk and compliance to introduce verification orchestration (KYC/KYB) fraud signals and underwriting features that reduce losses and friction
Obsess over the customer journey. Map currentstate merchant and borrower experiences; define futurestate flows use cases and acceptance criteria with strong UX sensibility
Integrate with strategic partners. Lead APIfirst integrations with merchant platforms and thirdparty providers; ensure reliability observability and a great developer experience
Instrument and experiment. Ensure clean event tagging build dashboards run A/B tests and turn insights into shipped improvements
Evolve the platform. Partner with engineering on platform enhancements tech modernization and process upgrades that improve quality throughput and compliance posture
About You
6 years of product management experience; background in fintech and lending preferred
Proven owner/operator who can break down complex problems explore solutions and ship value quickly in a regulated environment
Excellent communicator and stakeholder influencer across engineering design data science risk compliance and sales
Deep customer empathy for both merchants and borrowers; strong product discovery chops (qual/quant research prototyping usability testing)
Analytical athlete: comfortable with metrics/OKRs funnels A/B testing and pulling your own data (SQL/Looker/Amplitude or similar)
Familiar with origination underwriting KYC/KYB fraud and the tradeoffs between growth experience and risk
Experience leading APIdriven partner integrations and platform migrations
Bonus: Knowledge of the Home Improvement industry or other merchantled sales flows
Why Join
High impact: Youll shape the core experience merchants and borrowers use daily
Hard problems: Conversion ; speed ; delightful UX in a regulated space
Autonomy mentorship: Own a meaningful surface area with senior partners invested in your success
Fintech at scale: Build where payments data and lending meet with realworld outcomes
Work Location
San Francisco
The above locations are eligible offices for this locations have been determined to foster in-person collaboration with this roles team or the related business lines. We utilize a hybrid work model and our teams are in-office Tuesdays Wednesdays and -person attendance is essential for this roles success and remote placement will not be offers relocation based on actual job level.
Time Zone Requirements
Primarily PT
While the position will primarily work local hours LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.
Travel Requirements
As needed travel to LendingClub offices and/or other locations as needed.
Compensation
The target base salary range for this position is 00. The base salary of the role will be determined by job-related knowledge experience education skills and location. Base salary is just one part of LendingClubs Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance employee performance and eligible earnings).
Were creating new financial services solutions for our members based on fairness simplicity and heart and we treat our employees the same way. We offer a competitive benefits package that includes medical dental and vision plans for employees and their families 401(k) match health and wellness programs flexible time off policies for salaried employees up to 16 weeks paid parental leave and more.
#LI-Hybrid
#LI-BC1
LendingClub is an equal opportunity employer and dedicated to diversity equity and inclusion in the workplace. We do not discriminate on the basis of race religion color national origin sex (including pregnancy childbirth reproductive health decisions or related medical conditions) gender gender identity gender expression sexual orientation age marital status veteran status disability status political views or activity or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.
We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability please contact us at
Required Experience:
Senior IC
Key Skills
- Time Management
- Data Analytics
- Analytical
- Agile
- Requirement Gathering
- Strategic thinking
- Visio
- Communication
- Problem Solving
- Market Research
- UML
- Cross Functional Teams
