Research Scientist ML Fairness & Explainability
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Job Location:
San Mateo, CA - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstarts AI marketplace Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly with zero documentation to upload.
Upstart is a digital-first company which means that most Upstarters live and work anywhere in the United States. However we also have offices in San Mateo California; Columbus Ohio; and Austin Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart wed love to hear from you!
The Team:
Upstarts Machine Learning team has a direct impact on our companys success. The team consists of Research Scientists Data Scientists ML Engineers and other highly specialized roles. As a whole the Machine Learning team builds enables and evaluates our core production models.
Because our challenges are so new members of our Machine Learning team need strong creative problem-solving skills and the technical background to implement solutions. Our research environment affords team members the opportunity to utilize a variety of statistical and machine learning methods with the freedom and encouragement to pursue alternative approaches to solving problems. Whether developing new products or identifying novel approaches to core models we are continuously seeking the next big ideas to move our business forward.
The role sits on the Fairness and Explainability team. The team is focused on research and development ensuring our models are both fair and explainable. This function is essential for Upstart to ensure that our models are compliant robust and are able to engender trust with a variety of external stakeholders including lending partners investors and consumers.
The Role:
As a ML Research Scientist you will be an integral part of the team ensuring fair lending compliance. Youll enjoy a fast-paced environment with a focus on researching and implementing industry leading methodologies for explaining complex machine learning models evaluating their fairness in the lending space and mitigating any potential fairness disparities via less discriminatory alternative searches. You will strive to understand at a deep level the dynamics of our models in order to properly inform business decisions.
What were looking for:
- Strong academic credentials with a masters degree in statistics mathematics economics physics operations research computer science or other quantitative areas of study; Ph.D. preferred
- Programming skills in Python
- Full-stack expertise with all steps of the modeling process from ideation to productionalizing code; OR deep expertise in either statistical modeling or machine learning
- Experience and interest in ML explainability or fairness; OR demonstration of high potential to learn quickly and contribute to these areas.
- Proficiency in a broad array of mathematical statistical learning and machine learning concepts and applications
- Detailed understanding of building good technical solutions; ability to convert ideas into testable hypotheses and/or next steps
- Ability to meet team standards with respect to quality and velocity with minimal help or direction from peers
- For more complex tasks ability to break down problems into smaller tasks and use them to estimate the timeline of executing a larger initiative. Willingness to make the right tradeoffs when needed to deliver projects on time.
- Proactively communicate to stakeholders and teammates with ability to contextualize technical results
- Strong sense of intellectual curiosity balanced with humility drive and teamwork
- Numerically-savvy and smart with ability to operate at a speedy pace
- Enthusiasm for and alignment with Upstarts mission and values
Travel requirements As a digital first company the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
What youll love:
- Competitive Compensation (base bonus & equity)
- Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100% company match up to $4500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday vacation sick and safety leave
- Supportive parental family care and military leave programs
- Annual wellness technology & ergonomic reimbursement programs
- Social activities including team events and onsites all-company updates employee resource groups (ERGs) and other interest groups such as book clubs fitness investing and volunteering
- Catered lunches snacks & drinks when working in offices
#LI-REMOTE
#LI-Associate
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together.
If you require reasonable accommodation in completing an application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please email
Key Skills
- Laboratory Experience
- Machine Learning
- Python
- AI
- Bioinformatics
- C/C++
- R
- Biochemistry
- Research Experience
- Natural Language Processing
- Deep Learning
- Molecular Biology
About Company
UpStart HR is a TLV based agency built up by a sharp, young and inspirational team of Olim. As Olim Chadashim ourselves, we have a strong and active network of talented internationals living in Israel and using our unique position, we can connect startups with the best international ... View more
