UK Mlro

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companiesfrom the worlds largest enterprises to the most ambitious startupsuse Stripe to accept payments grow their revenue and accelerate new business opportunities. Our mission is to increase the GDP of the internet and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyones reach while doing the most important work of your career.

About the team

The Financial Crimes Compliance and Risk Oversight (FinCRO) team ensures the safe and effective understanding and management of risks across Stripe to enable growth while continuing to strengthen our reputation as a critical and trusted builder of global financial infrastructure by regulators partners and networks. Our people play an important role in combating financial crime across a global footprint and in enabling Stripe to increase the GDP of the internet. The global team works as a cohesive whole to manage and mitigate financial crime risks and meet and exceed the expectations of our users our financial partners and our regulators. We are a deeply caring group of folks slightly obsessed with our tradecraft dedicated to protecting our users and the financial ecosystem from crime and committed to our work our lives and our hobbies with equal passion.

What youll do

We are looking for an experienced financial crime professional to lead our Financial Crimes program in the UK (Stripe Payments UK Limited SPUKL). You will be the principal decision-maker on financial crime risk management decisions in the UK serving a critical role in ensuring Stripes continued safe growth and success in the region. Youll also be heavily involved in the strategic design and planning of Stripes financial crimes program as we enhance and uplevel controls and operations.

Responsibilities

• Ensure Stripes global Compliance and Financial Crimes frameworks policies and programs and controls (e.g. KYC Transaction Monitoring Regulatory Reporting Sanctions and Risk Assessment) incorporate local regulatory requirements and industry best practices.
• Ensure that all transactions that are identified as potentially suspicious are investigated reviewed in accordance with established procedures; and appropriate escalation and measures to mitigate Stripes risk exposure are taken.
• Set lead and manage the culture of risk and compliance across the team in the local business and work with our group and regional Legal Risk Financial Crime and Compliance teams to define our risk appetite in the local market.
• Oversee financial crimes compliance for Stripes operations in the UK including the regulated businesses in the UK.
• Provide guidance to the business teams on existing and upcoming regulatory requirements and potential product changes as a result.
• Serve as Money Laundering Reporting Officer on Stripes regulatory license(s) in the UK and perform all responsibilities of said role(s).
• Provide strategic advisory to Stripes business teams on expansion initiatives from a financial crimes perspective in the UK both enabling Stripes growth and providing advice on risk mitigation.
• Serve as a thought leader for supporting and driving innovative technology-focused compliance solutions with regulators and financial partners.
• Partner with other Risk Officers and Compliance Officers to build a global program through contributing to strategic planning goal setting and more.
• Build and maintain Stripes relationship with financial crimes counterparts at our partner financial institutions.

Who you are

Were looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements you are encouraged to apply. The preferred qualifications are a bonus not a requirement.

Minimum requirements

• 10 years experience in an AML/CFT role;
• Demonstrated experience executing complex Financial Crimes initiatives
• Demonstrable experience of rolling out large-scale compliance initiatives (onboarding preferred)
• Comfort juggling numerous aspects of an AML/CTF compliance program
• Ability to work efficiently and independently in a fast-paced high-volume environment
• Ability to work cross-functionally with internal stakeholders
• An effective and relatable culture of compliance mentality
• Fluency in English

Preferred qualifications

• Payments or fintech experience
• Previous MLRO experience
• Related regulatory experience such as anti-bribery and corruption payments international policy or audit
• Familiarity with MacOS and Google products
• CAMS CFE or ICA certification