Commercial Counsel

About Column

For companies building financial technology and transforming the financial services space the biggest bottleneck to their growth and innovation is often the underlying banks and infrastructure stack they rely on. We have spent our careers founding and scaling companies like Plaid Square Meta Blend and Affirm and have seen this problem firsthand builders and developers needing to partner with traditional banks and creating API and abstraction layers over the patchwork that is the bank its core and many other vendors. All of this results in a complex (and often expensive) banking supply chain involving a user fintech BaaS middleware provider bank core and the Federal Reserve.

At Column we set out to simplify and fix this. We are a bank and a software company built from the ground up offering builders and developers technology-forward banking solutions that cut out the hundreds of vendors middleware providers and abstraction layers. This means a safer more transparent and less costly banking supply chain. Come build with us!

The opportunity

Column is growing its in-house commercial legal team to own the legal infrastructure behind our most important commercial and strategic relationships. This isnt your typical in-house Commercial Counsel role reviewing SaaS contracts - youll architect novel partnership structures that enable modern banking experiences navigating complex regulatory requirements along the way. Youll work closely with Columns Sales & Partnerships Risk and Compliance teams to define how we structure our deals serve our customers and scale our platform safely. If youre excited about combining legal acumen with a builders mindset - and want you work to have a direct impact on how financial services are delivered at scale - we think youll be excited about this role!

This is an in-person role with 3-4 days per week expected in our Presidio-based San Francisco office.

What youll do

• Own complex agreements end-to-end: Structure draft and negotiate complex customer and vendor and third-party agreements covering a broad range of banking products and services including agreements related to payments and money movement service and banking partnerships inclusive of deposit account card and lending programs.

• Build and manage legal playbooks and templates that scale: Develop and maintain templates and inventories of contracts terms of services notices and disclosures for the Banks products services and distribution channels that enable speed without sacrificing quality.

• Negotiate: Lead negotiations with high-growth fintechs and enterprise customers balancing commercial priorities with regulatory requirements.

• Develop strong cross-functional partnerships: Work closely with the Sales and Business teams to understand the Banks goals strategy and risk tolerance for each deal in order to develop an efficient and risk-based contracting strategy.

• Expand into additional areas of law: As the fourth member of our growing Legal team youll support each other with novel research product and regulatory advice exam management subpoena responses litigation deliverables and corporate governance materials.

• Help us level up how Legal operates: Serve as a thought partner to the business and legal to support Columns ongoing growth through improvements to bank agreements policies and legal processes.

What youll need to be successful

• 6 years as a practicing lawyer; priority given to candidates with law firm experience in a technology transactions or fintech practice and/or in-house experience at a fintech or financial institution

• Ability to independently draft and negotiate commercial agreements with a strong understanding of both contract law and commercial transactions

• Experience with complex commercial negotiations

• Comfort with project management deadlines and juggling execution across multiple initiatives for multiple stakeholders

• Nice to haves:

  • Understanding of traditional commercial banking products and services including ACH and wire transactions accounts lending cards cash management sweeps and check issuance/deposit among others

  • Experience in structured finance or with lending products

  • Understanding of money transmission

What youll get from us

• Comprehensive health dental and vision plans including options that are 100% covered by Column for you and 100% covered for your dependents!

• Comprehensive family planning and fertility benefits via partnership with Carrot including reimbursement of up to $20000 in qualified expenses

• Up to $2000 (post-tax) monthly rent subsidy for employees living within 2 miles of Columns office

• FSA and HSA account options to enable use of pre-tax money for medical and dependent care expenses

• 401k plan including self-directed brokerage options

• Flexible time-off policy - take the time off that you want and need to relax and recharge

• 100% paid parental leave including 16 weeks for birth mothers 12 weeks for primary caregivers and 8 weeks for secondary caregivers

• Up to $4500 in annual reimbursements for backup childcare

• Catered lunches and dinners for SF employees

• Commuter benefits including paid transportation to-and-from the office

• Regular team building events including annual offsite

Pay transparency

Compensation packages at Column include base salary equity and benefits. New hire offers are made based on a candidates experience expertise geographic location and internal pay equity relative to peers.

The annual base salary range for this position is $200000 - $250000 equity.

We look forward to hearing from you

Column is committed to working with the best and brightest people from the broadest talent pool possible. We value bringing together a team with different perspectives educational backgrounds and life experiences and believe a diversity of ideas is what allows us to develop the best solutions. All qualified individuals are encouraged to apply.

If you need assistance or a reasonable accommodation during the application and recruiting process please reach out to

We participate in the E-Verify program in certain locations as required by law. Learn more about the E-Verify programhere.