ABOUT TIDE
At Tide we are building a business management platform designed to save small businesses time and money. We provide our members with business accounts and related banking services but also a comprehensive set of connected administrative solutions from invoicing to accounting.
Launched in 2017 Tide is now used by over 1 million small businesses across the world and is available to UK Indian and German SMEs. Headquartered in central London with offices in Sofia Hyderabad Delhi Berlin and Belgrade Tide employs over 2000 employees.
Tide is rapidly growing expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.
What were looking for:
As a Senior Reconciliations Control Manager youll play a pivotal role in building and enhancing our reconciliation framework. This is a high-impact individual contributor role that demands strategic thinking regulatory alignment and a deep understanding of global payment flows and reconciliation practices.
Youll lead and own key reconciliation initiativesdesigning scalable processes driving automation and ensuring our systems meet regulatory and safeguarding standards. Your focus will be on building for the future: solving complex reconciliation challenges embedding risk mitigation strategies and partnering cross-functionally to support new product launches and infrastructure enhancements.
Your day-to-day responsibilities would include:
- Designing and enhancing strategic reconciliation processes to support new and existing products ensuring alignment with regulatory and safeguarding requirements across the UK EU and India.
- Driving reconciliation transformation initiativesfrom gap assessments and root cause analysis to full implementation of new workflows system improvements and automation strategies.
- Owning the reconciliation impact of changecollaborating with cross-functional teams to support system migrations payment flow updates and regulatory shifts (e.g. ISO 20022 migration).
- Identifying and mitigating reconciliation risks by proactively assessing new product flows transaction types and operational changes.
- Implementing sustainable solutions to known reconciliation issues embedding improvements that increase accuracy efficiency and control.
- Leading strategic investigations into recurring or complex breaks proposing and executing long-term resolutions that reduce operational overhead.
- Ensuring regulatory and internal policy compliance validating reconciliation coverage and controls across safeguarding e-money and payment services.
- Creating clear documentation dashboards and materials to support stakeholder visibility audit readiness and cross-team understanding.
- Partnering with Product Engineering Operations and Compliance to embed reconciliation requirements into end-to-end journeys and upcoming launches.
- Championing best practices in reconciliation design helping define what excellent looks like in process integrity automation and exception handling.
What makes you a great fit:
- 710 years of experience in Reconciliation Risk or Control roles within a FinTech or financial services environment.
- Strong understanding of global payment flows (SEPA FPS BACS SWIFT UPI etc.) and how they translate into reconciliation and settlement logic.
- Proven experience designing reconciliation processes aligned with regulatory frameworks (including safeguarding and e-money).
- Excellent analytical and problem-solving skills with the ability to translate complex issues into actionable plans.
- Demonstrated success in process improvement automation or system implementation within the reconciliation space.
- Familiarity with reconciliation tools (e.g. AutoRek) and working with APIs data structures or custom integrations.
- Strong written and verbal communication skills with confidence in influencing stakeholders and documenting key processes.
- Highly organised detail-oriented and capable of managing strategic projects independently in a fast-paced environment.
- Comfortable working across teams and functions with minimal oversightproactive curious and execution-focused.
- Track record of successful process redesign automation system change management and stakeholder enablement through tools or training.
Our Tech Stack (You dont have to excel in all but willing to learn them):
- Excel
- AutoRek or another Reconciliation tool
- Familiar with Google applications e.g G-Drive G-sheets G-meet etc.
- Jira
What youll get in return:
- Competitive Salary
- Self & Family Health Insurance
- Term & Life Insurance
- OPD Benefits
- Mental wellbeing through Plumm
- Learning & Development Budget
- WFH Setup allowance
- 15 days of Privilege leaves
- 12 days of Casual leaves
- 12 days of Sick leaves
- 3 paid days off for volunteering or L&D activities
TIDE IS A PLACE FOR EVERYONE
At Tide we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity religion sexual orientation gender identity family or parental status national origin veteran neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members diverse needs and lives.
We are One Team and foster a transparent and inclusive environment where everyones voice is heard.
At Tide we thrive on diversity embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity religion sexual orientation gender identity or disability. Our inclusive culture is key to our success helping us build products that meet our members diverse needs. We are One Team committed to transparency and ensuring everyones voice is heard.
Disclaimer
It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that:
- Tide doesnotcharge any fees at any stage of the recruitment process.
- All official Tide job opportunities are listed exclusively on ourCareers Pageand applications should be submitted through this channel.
- Communication from Tide will only come from an official@tide.coemail address.
- Tide does not work with agencies or recruiters without prior formal engagement and we do not authorize third parties to make job offers on our behalf.
If you are contacted by anyone misrepresenting Tide or requesting payment please treat it as fraudulent and report it to us immediately at
Your safety and trust are important to us and we are committed to ensuring a fair and transparent recruitment process.
You personal data will be processed by Tide for recruitment purposes and in accordance withTides Recruitment Privacy Notice.