Senior Data Engineer (f/m/d)
Senior Data Engineer (f/m/d)
Posted on :
04-09-2025
Employer Active
1 Vacancy
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Job Description
Your Mission
At Ratepay we are dedicated to revolutionizing the world of digital payments. Established in 2009 we have grown to become Europes leading white-label Buy Now Pay Later payment provider processing over 2.5 million transactions per month. Our diverse team of 200 professionals collaborates to create customized state-of-the-art payment solutions for major online retailers and marketplaces.
We are building a future-ready domain driven Data warehousing platform that empowers high-impact business domainsRisk Finance Commercial Product and Complianceto work with trusted well-modeled data. Our Data team owns the end-to-end data architecture across ingestion modeling quality and enablement.
As a Senior Data Engineer at Ratepay you will play a pivotal role in building and optimizing our next-generation cloud-native data platform. You will design and maintain scalable reliable and governed data pipelines that power real-time financial services advanced analytics and regulatory reporting. You will work closely with BIA Cloud Infrastructure Finance Risk Compliance and Domain Engineering teams to shape the next stage of ourcloud-native data strategy.
Key Responsibilities:
We are building a future-ready domain driven Data warehousing platform that empowers high-impact business domainsRisk Finance Commercial Product and Complianceto work with trusted well-modeled data. Our Data team owns the end-to-end data architecture across ingestion modeling quality and enablement.
As a Senior Data Engineer at Ratepay you will play a pivotal role in building and optimizing our next-generation cloud-native data platform. You will design and maintain scalable reliable and governed data pipelines that power real-time financial services advanced analytics and regulatory reporting. You will work closely with BIA Cloud Infrastructure Finance Risk Compliance and Domain Engineering teams to shape the next stage of ourcloud-native data strategy.
Key Responsibilities:
- Implement and drive the technical architecture of our cloud-native data platform spanning AWS (S3 IAM Glue EC2) Snowflake Kafka SAP BW and dbt.
- Design and optimize ETL/ELT pipelines for structured and unstructured data from SAP BW SAP FI Navision Salesforce and Kafka streaming sources.
- Ensure data governance lineage and FinOps best practices enabling secure and cost-efficient cloud operations.
- Define best practices in cost monitoring FinOps and CI/CD for data to ensure stability and performance at scale.
- Collaborate with analysts and data scientists to deliver self-service BI advanced analytics capabilitiesand ML Pipelines.
- Engage with regulatory and audit needs enabling data lineage encryption and Role Based Access Control (RBAC) in line with BaFin and GDPR expectations.
Thats What You Bring Along
- 5 years of experience in data engineering data warehousing or cloud data architecture.
- Expertise in Snowflake AWS S3 dbt Kafka and SQL-based development.
- Extensive experience designing and scaling data warehousing platforms using technologies like Snowflake AWS dbt Terraform Airflow Kafkaand CI/CD tools.
- Pythonproficiency for writing clean modular and maintainable code.
- Proven ability to build modular reusable pipelines with clear separation of concerns across Raw layer Datalake and Datamart.
- Knowledge of cloud architecture patterns data lineage and experience with governance in regulated industries.
- Strong problem-solving skills and a track record of optimizing performance and cost efficiency in cloud environments.
- Bonus: experience with FinTech payment processing or regulatory reporting an advantage.
- Be part of mission-critical projects (e.g. Refinancing partnerships Anti Money laundering) that impact our financial and risk integrity.
- Take ownership of a platform used across departments with end-to-end visibility from source to decision.
- Work with experienced engineers and stakeholders on cloud-native architecture with autonomy and purpose.
- Culture of technical ownership business enablement and low operational drag.
Equal Opportunities & Diversity
We value our diversity and welcome everyone to our team. Regardless of ethnic and social background religious beliefs worldview gender sexual orientation physical and mental limitations age marital status educational background and nationality. With over 200 employees and 40 different nationalities we take our values seriously. These include ownership growth integrity collaboration customer centricity and inclusion.
About us
We dare to design the future of payments together. Born in the heart of Berlins fintech hub Ratepay has passionately crafted tomorrows payment solutions for over a decade.
Today were proud to be Europes leading white-label Buy Now Pay Later provider trusted by brands like Eurowings ZARA and PUMA.
Our success comes from teamwork openness and continuous improvement. We value shared goals over egos fostering a culture of courage commitment and warmth. Our dedicated team of 200 professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning delivering tailored payment solutions for businesses across Germany Austria Switzerland and beyond.
At Ratepay we never stop improving our products our processes and ourselves.
Ready to transform commerce payments with us
Today were proud to be Europes leading white-label Buy Now Pay Later provider trusted by brands like Eurowings ZARA and PUMA.
Our success comes from teamwork openness and continuous improvement. We value shared goals over egos fostering a culture of courage commitment and warmth. Our dedicated team of 200 professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning delivering tailored payment solutions for businesses across Germany Austria Switzerland and beyond.
At Ratepay we never stop improving our products our processes and ourselves.
Ready to transform commerce payments with us
Required Experience:
Senior IC
Employment Type
Full-Time
Key Skills
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