Head of Credit Cards

Head of Credit Cards: Norway

Location: Oslo Norway

Reports to: Chief Commercial Officer TF Bank

About the Role

We are seeking a commercially driven leader to head TF Banks Credit Card business in Norway. As Head of Credit Cards: Norway you will be responsible for the P&L and ensuring that our offering is competitive locally relevant and compliant with regulatory requirements. You will work closely with central teams in Commercial Risk Compliance Product/IT and Collections to align strategy and execution while also driving local initiatives and partnerships that strengthen our position in the Norwegian market.

Key Responsibilities

• P&L Accountability: Oversee portfolio performance budgeting and forecasting ensuring sustainable growth and profitability.
• Market Strategy: Contribute to and implement the Norwegian market strategy including positioning pricing and differentiation.
• Cross-Functional Collaboration: Partner with central functions (Commercial Risk Compliance Product/IT and Collections) to tailor the offering to local needs and deliver on key objectives.
• Partnership Management: Build and manage local partnerships that expand reach and create customer value.
• Market Insights: Monitor competitor moves customer trends and regulatory developments to identify opportunities and risks.
• Regulatory Alignment: Ensure Norwegian compliance requirements are fully met in cooperation with the Compliance team.

Qualifications

• Proven experience in credit cards consumer finance or retail banking ideally in Norway.
• Demonstrated ability to manage P&L responsibility and deliver on financial targets.
• Strong understanding of the regulatory landscape in Norway.
• Experience in cross-functional collaboration within a matrix organization.
• Commercially focused with strong analytical and problem-solving skills.
• Excellent communication skills in Norwegian and English.

What We Offer

• Strategic leadership of one of TF Banks most important product lines in Norway.
• A balance of local accountability and strong support from central teams.
• Opportunity to influence the direction of a fast-growing European cards and payments platform.
• Competitive compensation package.