Head of Credit Cards
Head of Credit Cards
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Job Description
Head of Credit Cards: Norway
Location: Oslo Norway
Reports to: Chief Commercial Officer TF Bank
About the Role
We are seeking a commercially driven leader to head TF Banks Credit Card business in Norway. As Head of Credit Cards: Norway you will be responsible for the P&L and ensuring that our offering is competitive locally relevant and compliant with regulatory requirements. You will work closely with central teams in Commercial Risk Compliance Product/IT and Collections to align strategy and execution while also driving local initiatives and partnerships that strengthen our position in the Norwegian market.
Key Responsibilities
- P&L Accountability: Oversee portfolio performance budgeting and forecasting ensuring sustainable growth and profitability.
- Market Strategy: Contribute to and implement the Norwegian market strategy including positioning pricing and differentiation.
- Cross-Functional Collaboration: Partner with central functions (Commercial Risk Compliance Product/IT and Collections) to tailor the offering to local needs and deliver on key objectives.
- Partnership Management: Build and manage local partnerships that expand reach and create customer value.
- Market Insights: Monitor competitor moves customer trends and regulatory developments to identify opportunities and risks.
- Regulatory Alignment: Ensure Norwegian compliance requirements are fully met in cooperation with the Compliance team.
Qualifications
- Proven experience in credit cards consumer finance or retail banking ideally in Norway.
- Demonstrated ability to manage P&L responsibility and deliver on financial targets.
- Strong understanding of the regulatory landscape in Norway.
- Experience in cross-functional collaboration within a matrix organization.
- Commercially focused with strong analytical and problem-solving skills.
- Excellent communication skills in Norwegian and English.
What We Offer
- Strategic leadership of one of TF Banks most important product lines in Norway.
- A balance of local accountability and strong support from central teams.
- Opportunity to influence the direction of a fast-growing European cards and payments platform.
- Competitive compensation package.
Employment Type
Full Time
