USC Credit Union is seeking an experienced Vice President of Commercial Services to join our team. Reporting directly to the Chief Lending Officer this leader will build and foster member relationships while overseeing the strategy growth and daily operations of the Commercial Services department. Responsibilities include developing and managing commercial deposit transaction lending and ancillary service products. Ensuring alignment with the Credit Unions strategic plan and regulatory standards driving product development and marketing initiatives managing budgets and supervising departmental staff through subordinate managers.
Responsibilities include but are not limited to:
- Directs strategic initiatives to achieve growth in commercial deposits lending and transactional services. Establishes business plans goals milestones and KPIs aligned with USCCUs strategic objectives.
- Oversees product development and market implementation across commercial services (deposits lending treasury management). Manages the commercial lending portfolio monitoring asset quality credit exposure and portfolio performance.
- Supervises departmental staff through subordinate managers. Establishes performance standards manages hiring salary actions training and performance appraisals.
- Collaborates with branch and business development teams to identify and cultivate commercial member relationships. Participates in strategic marketing efforts to enhance visibility and utilization of commercial services offerings.
- Develops and manages annual departmental budgets forecasts and financial analyses. Recommends resource allocation and adjustments based on fiscal priorities.
- Ensures consistent application of credit policies risk standards and internal controls. Maintains compliance with all applicable laws regulations and internal policies.
- Represents USCCU at industry events and associations to stay informed on market developments and build professional networks.
- Encourages a workplace culture where all employees are valued contribute actively and operate in accordance with the USC Code of Ethics.
The ideal candidate will have:
- Extensive knowledge of commercial lending and deposit products transaction banking treasury management and ancillary services.
- Strong understanding of commercial underwriting credit risk analysis and portfolio management.
- Demonstrated ability in strategic planning product development and market analysis.
- Knowledge of regulatory compliance for commercial banking products and services.
- Demonstrated leadership interpersonal organizational critical thinking and analytical skills.
- Excellent written and oral communication skills and an exemplary attention to detail.
- Demonstrated experience with digital banking platforms CRM systems and office management software/tools (e.g. Google suite).
- Ability to independently develop drive and contribute to comprehensive strategies and business plans in rapidly changing environments.
- Multilingual communication skills fluent in other languages beyond English.
Certifications preferred but not required:
- CBCA (Commercial Banking & Credit Analyst).
- CCUE (Certified Credit Union Executive).
Compensation:
The salary range for this position is $150000 to $180000. When extending an offer of employment the University of Southern California considers factors such as (but not limited to) the scope and responsibilities of the position the candidates work experience education/training key skills internal peer equity federal state and local laws contractual stipulations grant funding as well as external market and organizational considerations.
Why USC Credit Union is a great place to work:
- Medical through USC Network Blue Cross and Kaiser: Care and Health Care Flexible Spending Accounts (FSAs): with up to 10% employer contributions: reimbursement: Time Off (PTO) including up to 24 vacation days (based on tenure) 12 sick days 9 paid holidays 1 paid personal day 4 paid winter recess days paid bereavement and paid jury duty: and voluntary insurance benefits: Center that provides programs resources and services to benefits-eligible staff and their dependents that help them thrive in all areas of work-life wellness: generous perks and discounts: On!Minimum Education: Bachelors degree
Addtional Education Requirements Combined experience/education as substitute for minimum education
Minimum Experience: 7 years in commercial banking or commercial lending. And 5 years in a managerial or leadership capacity.
Minimum Skills: Extensive knowledge of commercial lending and deposit products transaction banking treasury management and ancillary services. Strong understanding of commercial underwriting credit risk analysis and portfolio management. Demonstrated ability in strategic planning product development and market analysis. Knowledge of regulatory compliance for commercial banking products and services. Demonstrated leadership interpersonal organizational critical thinking and analytical skills. Excellent written and oral communication skills and an exemplary attention to detail. Demonstrated experience with digital banking platforms CRM systems and office management software/tools (e.g. Google suite).
Preferred Education: MBA In Business Administration Or Finance Or in related field(s)
Preferred Certifications: CBCA (Commercial Banking & Credit Analyst). CCUE (Certified Credit Union Executive).
Preferred Skills: Ability to independently develop drive and contribute to comprehensive strategies and business plans in rapidly changing environments. Multilingual communication skills fluent in other languages beyond English.
USC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin protected veteran status disability or any other characteristic protected by law or USC policy. USC observes affirmative action obligations consistent with state and federal law. USC will consider for employment all qualified applicants with criminal records in a manner consistent with applicable laws and regulations including the Los Angeles County Fair Chance Ordinance for employers and the Fair Chance Initiative for Hiring Ordinance and with due consideration for patient and student safety. Please refer to theBackground Screening Policy Appendix Dfor specific employment screen implications for the position for which you are applying.
We provide reasonable accommodations to applicants and employees with disabilities. Applicants with questions about access or requiring a reasonable accommodation for any part of the application or hiring process should contact USC Human Resources by phone at or by email at. Inquiries will be treated as confidential to the extent permitted by law.
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