Data Scientist II (US)

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

Department Overview:

Why Work with Us

At TD Bank US Compliance were on a mission to build a more resilient and scalable compliance risk management function. As part of our team youll play a key role in reshaping compliance structures and processes driving innovation at every level. Here each team member has a chance to make a tangible impact both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program its about creating a culture of compliance that will cascade throughout the organization.

The Ideal Candidate

The ideal candidate will thrive in a fast-paced start-up-like setting as we build a new compliance structure that aligns with the banks size complexity and risk this role youll need to be strategic tactical collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.

Beyond technical expertise were looking for someone with an entrepreneurial mindsetsomeone who can roll up their sleeves takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic evolving landscape are essential as the US Compliance team redefines the banks compliance program and structure.

Most importantly the right candidate is seeking an intellectual challenge has a desire to learn and is committed to building something impactful from the ground up. At TD Bank youll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.

The Fair Banking Compliance team oversees the governance and analytical processes to assure that predictive models and lending practices are fair and responsible. The Fair Banking Compliance analytics team is seeking a qualified Data Scientist II who will perform the quantitative analysis model development model review and related research to meet the business requirements of the team. This is a critical role in the oversight and review of models to ensure fair banking compliance. The incumbent of this role must have a strong working knowledge of building quantitative models performing data analysis recommending statistical tests researching metrics and presenting results of data analysis. The role requires excellent verbal and written communication skills to communicate effectively with business partners.

Key Responsibilities:

• DevelopReview models (traditional regressions AI/ML and Gen AI based) to ensure fair banking compliance

• Perform quantitative analysis to identify fair lending risks

• Identify potential alternative ways to mitigate fair lending bias arising from models/policies

• Develop specialized analytical tools for projects or ongoing use

• Compile and generate ad-hoc analytical reports

• Lead research efforts applying expertise in statistical analysis and modeling

• Provide advisory support to line of business model owners regarding best practices for compliance guided by policies and industry standards/methods

• Lead cross-functional teams or projects with significant complexity

• Independently manage end-to-end functional programs

• Use sophisticated analytical mindset to exercise judgement and identify solutions

• Communicate complex results to non-technical audience

• Work autonomously as the lead and guide others within the area of expertise

• Independently handle multiple projects and prioritize based on changing business needs

The above details are specific to the role which is outlined in the general description below. Please review the desired skills and experience section below as you consider this opportunity.

Our team currently operates under a hybrid work model with employees expected to work in the office two days per week. Starting in November 2025 this expectation will increase to four days per week. Please note that due to limited office space the exact timing of this transition may vary depending on availability and individual circumstances.

Job Description Summary:

The Data Scientist II is responsible for collecting data and using wide range of data science techniques including but not limited to data wrangling profiling and visualization statistical inference to uncover actionable insights or build analytics solutions that guide decision making and strategic planning.

Depth & Scope:

• Experienced professional role providing specialized guidance/assistance to function supported

• Focuses on short to medium-term non-routine specialized/ fewer complex issues and/or initial escalated matters

• Independently perform activities from end-to-end

Education & Experience:

• Undergraduate degree or advanced technical degree (e.g. math physics engineering finance or computer science) Graduates degree preferred with either progressive project work experience or;

• Past relevant work experience is a plus

Desired Skills & Experience:

• Doctorate degree in a quantitative field(e.g. Statistics Economics Mathematics Computer Science Engineering)

• Research experience is a plus.

• Strong statistics knowledge is required.

• Entrepreneurial spirit strong attention to detail ability to take the lead on projects in depth interest in solving complex business problems with data and passion for spreading a culture of change towards data-driven decision making

• Demonstrated experience in development of predictive models using Python

• In-depth knowledge of quantitative models and statistical analysis Experience working with AI/ML and Gen AI based models. Proficiency in Python is required

• Experience working with databases/datasets and data visualization tools (Tableau/Power BI)

• Strong communications skills both written and verbal. Strong presentation skills; ability to communicate technicalmatters in a non-technical way & clearly present complex and sensitive issues

Customer Accountabilities:

• Understands business context and data infrastructure and translates business problems to viable data science solutions

• Uses a wide range of programing languages (e.g. Python) and techniques for extracting and preparing data applying statistics and various advanced analytics along with business acumen to extract insights from the big data

• Visualizes insights from the data to tell and illustrate stories that clearly convey the meaning of results to decision-makers and stakeholders at every level of technical understanding

• Collaborates with other partners such as data and business analysts software engineers data engineers and application developers to develop scalable and sustainable data science solutions that retains long term benefit to the business

Shareholder Accountabilities:

• Solicits and offers ideas for improving business processes through insights with the objective of improving effectiveness and efficiency

• Educates the organization on approaches such as testing hypotheses and statistical validation of result

• Helps the organization understand the principles and the math behind the scientist process to drive organizational alignment

• Translates up to date information into continuous improvement activities that enhance performance

• Contributes to various operational activities and processes as assigned

• Is knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area

• Monitors service productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist

• Acquires and applies expertise in the discipline provides guidance assistance and direction to others

• Identifies recommends and effectively executes standard practices applicable to the discipline

• Adheres to internal policies/procedures and applicable regulatory guidelines

• Keeps abreast of emerging issues trends and evolving regulatory requirements and assesses potential impacts

• Maintains a culture of risk management and control supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

• Participates fully as a member of the team supports a positive work environment that promotes service to the business quality innovation and teamwork and ensures timely communication of issues/points of interest

• Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit

• Keeps current on emerging trends/developments and grows knowledge of the business related tools and techniques

• Participates in personal performance management and development activities including cross training within own team

• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities

• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training coaching and/or guidance as appropriate

• Contributes to a fair positive and equitable environment that supports a diverse workforce

• Acts as a brand ambassador for your business area/function and the bank both internally and/or externally

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel Occasional

• International Travel Never

• Performing sedentary work Continuous

• Performing multiple tasks Continuous

• Operating standard office equipment - Continuous

• Responding quickly to sounds Occasional

• Sitting Continuous

• Standing Occasional

• Walking Occasional

• Moving safely in confined spaces Occasional

• Lifting/Carrying (under 25 lbs.) Occasional

• Lifting/Carrying (over 25 lbs.) Never

• Squatting Occasional

• Bending Occasional

• Kneeling Never

• Crawling Never

• Climbing Never

• Reaching overhead Never

• Reaching forward Occasional

• Pushing Never

• Pulling Never

• Twisting Never

• Concentrating for long periods of time Continuous

• Applying common sense to deal with problems involving standardized situations Continuous

• Reading writing and comprehending instructions Continuous

• Adding subtracting multiplying and dividing Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

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Who We Are:
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.

If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.