Senior Product Manager (Structured Credit) (m/f/d)
Senior Product Manager (Structured Credit) (m/f/d)
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Job Description
Credibur is building the operating platform for non-bank lending automating the entire debt facility lifecycle from facility structuring and SPV setup to portfolio reporting covenant monitoring drawdowns and backup servicing. We partner with BNPL providers factoring companies SME lenders and institutional investors such as credit funds and banks and are backed by leading fintech investors.
We are looking for a Senior Product Manager (m/f/d) to take ownership of our structured credit modules and drive them from concept to delivery.
Tasks
- Own and refine product modules for facilities SPVs portfolios covenants and reporting.
- Work directly with the founder and a small team of engineers to design and deliver features.
- Turn structured credit workflows (loan tapes drawdowns eligibility rules covenant checks investor reporting) into usable software.
- Engage with pilot customers (originators lenders funds) to capture needs and feed them into the roadmap.
- Define and monitor a few key KPIs (automation level turnaround times reporting accuracy).
- Test document and release features in short iterations.
- Support pilots and onboarding of institutional customers.
Requirements
- 5 years in structured credit securitization or structured finance (product structuring or risk background).
- Deep knowledge of facilities SPVs covenants loan tapes and reporting flows.
- Proven ability to translate financial workflows into software products.
- Experience in fintech banking asset management or servicing.
- Technical fluency: comfortable with APIs data models and reporting logic (no coding required).
- Hands-on pragmatic approach -> comfortable in a tiny early-stage team.
- Strong communication skills for bridging customer needs and engineering delivery.
Nice to Have
- Familiarity with structured credit/servicing systems or regulatory reporting standards (e.g. ESMA ABS templates).
- Experience with credit risk analytics or loan performance monitoring.
- Prior startup/scale-up experience.
What We Offer
A front-row seat in an early-stage fintech start-up - work directly with the founder
High-impact work - your contributions will directly shape the companys success
Open culture - flat hierarchies quick decisions and transparent communication
Flexible work setup - hybrid work remote possible
Freelance contract available - if youre based outside Germany (please no agencies)
Competitive compensation - based on experience
At Credibur we believe that diverse teams build better products. We welcome applications from people of all backgrounds regardless of gender age ethnicity disability sexual orientation or religion. If youre passionate about what we do but dont meet 100% of the criteria we still encourage you to apply - we value potential and ambition.
Employment Type
Full Time
