Securitization Analyst
Securitization Analyst
Posted on :
22-08-2025
Employer Active
1 Vacancy
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Job Description
Join a Challenger
Being a traditional bank just isnt our thing so we challenge ourselves to get creative in providing innovative banking solutions for Canadians.
How do we get there With a talented team of inquisitive and agile challengers that break through the status quo. So if youre passionate about redefining the future of bankingwhile having funthis could be your next big opportunity.
Our company continues to grow and today we serve more than 670000 people acrossCanadathrough Equitable BankCanadasChallenger Bank and have been around for more than 50 years. Equitable Banks wholly-owned subsidiary Concentra Bank supports credit unions acrossCanadathat serve more than six million members. Together we have over$125 billionin combined assets under management and administration with a clear mandate to drive change in Canadian banking to enrich peoples customers have named our EQ Bank digital platform () one of the top banks in Canada on the Forbes Worlds Best Banks list since 2021.
The Work
The Securitization Analyst will be responsible for assisting with the effective and efficient administration and reporting of the Banks securitization programs. Responsibilities will include assisting with the execution of new securitization issuances and ongoing administration preparing monthly investor reports accounting and financial analysis. This role requires the individual to possess well developed interpersonal and communication skills. The role will require comprehensive skills to interpret and analyze financial data.
The Securitization Analyst will work closely with internal and external stakeholders including the Banks Accounting group Capital Markets and Treasury departments CMHC Computershare strategic business partners third party service providers and the Banks external auditors. Strong organization and multi-tasking skills are a must. The individual should be able to work independently take initiative and have good attention to detail.
The core parts of your role would be to:
- The main activities of this position will be focused around the administration accounting reporting and financial analysis of the Banks securitization activities.
- Accounting for the issue and settlement of new NHA MBS pools.
- Prepare monthly investor reporting such as CMHC 2840s and payments to the Central Payor and Transfer Agent (CPTA)
- Develop an understanding of and adhere to the Banks policies and procedures as it relates to compliance with CMHCs NHA MBS and CMB Guidelines
- Develop an understanding of securitization profit calculations and accounting. Follow established accounting practices to ensure that the financial and operating reports accurately reflect the condition of the securitization business in accordance with accounting standards.
- Key contributor to the financial statement close process through the preparation of monthly accounting schedules
- Assist in the preparation of month-over-month variance analysis in financial results and program profitability
- Respond to accounting inquiries providing ad hoc analysis for use in management decisions
- Support compliance interactions with government agencies and external auditors including reviews audits and other communications
- Support new securitization initiatives by working closely with Capital Markets and other relevant stakeholders
- Interact with other departments and external stakeholders
- Identify opportunities for process improvement and assist in the implementation of recommended changes
- Accounting group
- Capital Markets
- Treasury
- Prime Single Family and Commercial Lending
- Compliance and Internal Audit
- IT BA and Project Management
- Financial Reporting
- Financial Operations
- Strategic partners and service providers
- CMHC
- Computershare
- External auditors
- CDS
Internal interactions may include but are not limited to:
External interactions may include but are not limited to:
Lets Talk About You!
- Formal Education
- University/College undergraduate degree in Business Administration/Commerce; Accounting focus preferred
- Pursuing professional designation in Accounting (CPA)
- A minimum of 3 -5 years of experience in accounting or financial reporting at a financial institution
- Knowledge of/experience with CMHC sponsored NHA MBS and CMB securitization programs would be an asset
- Strong technical aptitude with an understanding of cash flow modeling
- The ability to work independently and engage across the organization
- Experience with the execution of complex financial reporting requirements preferably securitization related
- Experience in the mortgage industry and securitization preferred
- Experience with data management and reporting systems
- Experience in process development and controls management
- Possesses strong analytical abilities and very detailed oriented
- Outstanding interpersonal skills with ability to build solid relationships with other members of Finance department business unit representatives and internal and external stakeholders
- Excellent verbal and written communication skills with the ability to communicate clearly and concisely
- Strong organizational skills with the ability to prioritize multiple tasks competing priorities and meet tight deadlines within a fast-paced environment
- Independent thinker and self-starter who will be able to work independently and exercise good professional judgment
- Ability to identify and drive process improvements maintaining a strict control environment
- Proficient computer skills (advanced Microsoft Excel Access Word and accounting systems)
Related Experience
Specific Attributes
Job Complexities/Thinking Challenges:
- The ability to learn quickly and develop knowledge and understanding of mortgage securitization through the CMHC NHA MBS and CMB programs.
- The Securitization Analyst is expected to develop a strong understanding of the Banks various other securitization operations and accounting.
- The Securitization Analyst must gain an understanding of complex and nuanced transactions.
- Must be able to communicate clearly and provide thoughtful insights.
What we offer For full-time permanent roles
Competitive discretionary bonus
Market leading RRSP match program
Medical dental vision life and disability benefits
Employee Share Purchase Plan
Maternity/Parental top-up while you care for your little one
Generous vacation policy and personal days
Virtual events to connect with your fellow colleagues
Annual professional development allowance and a comprehensive Career Development program
A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience
The incumbent will be working hybrid and in office time will be spent working from Equitable Banks additional office space located at 2200-25 Ontario Street Toronto ON.
Equitable Bank is deeply committed to inclusion. Our organization is stronger and our employees thrive when we honour and celebrate everyones diverse experiences and tandem with that commitment we support and encourage our staff to grow not just in their career path but personally as well.
We commit to providing a barrier-free recruitment process and work environment for all applicants. Please let us know of any accommodations needed so that you can bring your best self to the application process and candidates considered for hire must successfully pass a criminal background check and credit check to qualify for hire. While we appreciate your interest in applying an Equitable recruiter will only contact leading candidates whose skills and qualifications closely match the requirements of the position.
We cant wait to get to know you!
Required Experience:
IC
Employment Type
Full-Time
Key Skills
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