Sr. Analyst, Credit Risk (Omaha, NE)
Sr. Analyst, Credit Risk (Omaha, NE)
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Job Description
At FNBO our employees are the heart of our storyand were committed to their success! Please see below the details of this career opportunity and how it fits into our organizations success.
Our Modern Flexible Workplace:
We believe in a Modern Flexible Workplace and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners caregivers and individuals with disabilities to thrive at our company. We invite you to consider what a Modern Flexible Workplace can mean for you!It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.
Summary of the Job:
About This Role:
Major responsibilities:
- Develop executive dashboards highlighting key credit card risk metrics and communicate card portfolio insights to risk committees marketing finance teams and strategy forums among others.
- Analyze customer acquisition channels and partners to optimize risk-adjusted returns and create early warning indicators for detecting deteriorating credit quality.
- Comprehensive analysis of credit card portfolio performance metrics including delinquency charge-off and utilization patterns.
- Analyze customer-level behavior including transactor/revolver patterns and payment behaviors and evaluate risk-adjusted returns across card products segments and acquisition channels
- Perform statistical analyses to identify data trends and relationships and develop and maintain credit risk forecasting models. Apply time series analysis survival analysis and other modeling techniques to develop credit loss forecasting models.
- Document developed models according to the model risk policies. Communicate statistical analyses and forecast results working with cross-functional areas to ensure successful implementation.
- Work with Finance to provide loss forecasts for marketing planning portfolio purchases and reserve for bad debt and portfolio stress testing while ensuring applicability efficiency and accuracy of underlying statistical models and methodologies utilized.
Knowledge & Skills
The Ideal Candidate for This Role:
Knowledge & Skills
- Knowledge of consumer and/or small business card
- Understanding statistical techniques and modeling
- Knowledge of loss forecasting methods
- Ability to work independently with data to identify complex business trends and propose solutions.
- SQL Python SAS and PowerBI
Education and Experience
- Bachelors degree in quantitative fields such as Math Physics Statistics engineering Computer Science required. Advanced degree preferred
- 3 years of experience in Credit management or Credit Risk Forecasting or other highly analytical business field.
- Proven ability to work collaboratively within a cross-functional team environment.
- Ability to present recommendations and influence senior management.
- Demonstrate excellent oral and written communication skills.
- Demonstrate ability to handle stress meet deadlines and work independently.
Compensation and Benefits Overview:
We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance we offer benefits to match your needs:
Medical Dental Vision Insurance
401k With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance
Learn more about FNBO benefits here: obtain compensation and benefit information related to this specific role e-mail FNBO at . To ensure you receive a response include the number of this job (listed below) in the subject line of your message.
Job number: R-Equal Opportunity & Belonging:
FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued recognized and empowered to be their authentic selvesno matter their role or where they are in their journey.
FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.
Click here to download EEO is The Law Self-Print Poster
Click here to download EEO is The Law Supplement for Federal Contractors
Click here to download EEO is The Law GINA Supplement
FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC
FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)
Application Deadline:
All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.
Required Experience:
Senior IC
Employment Type
Full-Time
