Small Business Banking Underwriter I
Small Business Banking Underwriter I
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Job Description
Are you passionate about fueling the growth of small businesses Do you thrive in a fast-paced high-impact environment Our Small Business Lending Operations team is looking for a motivated Commercial Underwriter to help us support small business borrowers.
In this role you wont just be managing risk; youll be a key player in a high-performing team. We need an innovative thinker with solid commercial underwriting experience who can develop adaptive solutions for a dynamic market. If youre driven to enhance team capabilities and uphold rigorous credit standards we want to talk to you.
Responsibilities:
Underwrites and performs renewals or reviews of loans up to $10MM.
Underwrites and decisions new loan requests renewals annual reviews and credit assessments up to the limit of his/her commercial loan authority in accordance with Capital One Bank loan policy and portfolio performance objectives.
Provides outstanding service to business bankers and other internal partners in the organization.
Works with Small Business Bankers in structuring loan requests in a manner which will best fit Capital One policy while mitigate lending risks and best meeting borrower needs.
Delivers a great overall customer experience working closely with the Business Loan Advocates that are accountable for the end to end loan process from application to funding.
Recommends commercial loan risks rating grades as part of the loan underwriting process annual reviews other interim reviews.
Ensures appropriate application of all bank and line of business policies and procedures; supporting and driving adherence to regulatory compliance requirements.
Is proactive about identifying and delivering improvements in our Small Business policy underwriting and/or risk management and performs special project work as appropriate.
Contributes to department training and growth.
Basic Qualifications:
Bachelors Degree or Military experience
At least 3 years of experience in credit administration small business underwriting commercial loan underwriting or commercial lending
Preferred Qualifications:
Bachelors Degree in Finance or Accounting
Completion of a formal credit training
At this time Capital One will not sponsor a new applicant for employment authorization for this position.
This role is hybrid meaning associates spend 3 days per week in-person at one of our offices listed on this job posting. Fridays are enterprise- wide virtual work days. Monday Tuesday Wednesday and Thursday are in-person days for associates to spend time together working in our beautifully-designed team areas.
The minimum and maximum full-time annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Plano TX: $106700 - $121700 for Small Business Underwriter ICandidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.
This role is also eligible to earn performance based incentive compensation which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status exempt or non-exempt status and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE including disability/vet) committed to non-discrimination in compliance with applicable federal state and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries including to the extent applicable Article 23-A of the New York Correction Law; San Francisco California Police Code Article 49 Sections 4901-4920; New York Citys Fair Chance Act; Philadelphias Fair Criminal Records Screening Act; and other applicable federal state and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position and you require an accommodation please contact Capital One Recruiting at 1- or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital Ones recruiting process please send an email to
Capital One does not provide endorse nor guarantee and is not liable for third-party products services educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Employment Type
Full-Time
