Payment Product Full-Stack Engineer
Payment Product Full-Stack Engineer
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Job Description
At EY youll have the chance to build a career as unique as you are with the global scale support inclusive culture and technology to become the best version of you. And were counting on your unique voice and perspective to help EY become even better too. Join us and build an exceptional experience for yourself and a better working world for all.
Position: Payment Product Full-Stack Engineer
Level: Senior Consultant
Description:
We are seeking a Payment Product Full-Stack Engineer to design and develop robust applications for payment architectures and core processing solutions. You will play a crucial role in supporting the technical aspects of product development and implementation. You will ensure that development aligns with architecture and design guidelines focusing on security resiliency performance observability and operability. You will work closely with product management engineering and customer support teams to ensure that products meet technical specifications and customer requirements. Your responsibilities will include assisting in product design development testing and troubleshooting as well as providing technical support to internal teams and customers. Proficiency in Java modern front-end technologies and cloud deployments will be essential for driving innovation and enhancing user experiences.
Experience Level:
- 5-8 years of software development experience in product engineering within the payment and financial industry.
- Strong expertise in Java (8) Spring Boot REST APIs and Microservices.
- Strong problem-solving skills and a product mindset.
- Expertise in front-end technologies: HTML CSS JavaScript and React/Angular.
- Experience designing components for distributed transaction engines and payment processing including APIs and tokenization.
- Prioritize outcomes over outputsolve real user problems not just deliver code.
- Hands-on experience with cloud deployments.
- Solid understanding of Java design patterns data structures and algorithms.
- Familiarity with NoSQL databases and distributed messaging systems (e.g. Redis Kafka Couchbase Cassandra) in high-transaction environments.
- Backend experience with Apache Cassandra and relational databases (Oracle PostgreSQL).
- Experience in Cloud deployments including GCP.
- Expertise in application design software development and automated testing.
- Familiarity with Agile methodologies and experience in Scrum teams.
Domain Requirement:
- Functional and technical understanding of payments architecture design integration patterns (API ESB Batch File) and core processing solutions.
- Familiarity with basic payment hub architecture and surrounding systems.
- Familiarity with integration formats (ISOSwift FIX) and payment regulations (FiDA DORA PSD2 GDPR).
- Understanding of the payment ecosystem (orchestrators PSPs issuers acquirers) and payment processing infrastructure (POS gateways).
- Knowledge of cross-border payments and regulatory frameworks (SEPA BASEL PCI DSS) is desirable.
- Familiarity with payments messaging standards (NACHA ISO 8583 ISO 20022 SWIFT).
- Strong understanding of payment systems and industry trends (digital payments payment gateways).
Key Responsibilities:
- Design develop test and deploy high-quality software solutions.
- Lead architecture and design discussions for scalable and maintainable systems.
- Align engineering efforts with business and customer priorities.
- Collaborate with cross-functional teams to gather technical requirements and specifications.
- Collaborate with product managers designers and other developers to define and deliver features.
- Conduct product testing validation and troubleshooting to ensure functionality and performance.
- Prepare and maintain technical documentation including user manuals specifications and training materials.
- Participate in product demonstrations and training session.
- Review code and provide constructive feedback to team members.
- Troubleshoot and resolve technical issues across the stack.
- Ensure best practices in software development including CI/CD testing and documentation.
- Stay current with emerging technologies and propose their adoption when appropriate.
- Mentor and guide junior developers and contribute to team knowledge sharing.
- Should be able to contribute as a technical developer individually.
Qualifications:
- Bachelors or Masters degree in Computer Science Engineering or a related field like MSC Computers or MCA
- 5 years of professional software development experience.
- Good understanding of product development processes and technical specifications.
- Strong understanding of software architecture design patterns and data structures.
- Experienced in software development coding or engineering tools.
- Ability to work collaboratively in a team environment or contribute individually.
- Eagerness to learn and adapt to new technologies and challenges.
- Experience with cloud platforms (e.g. Google CP) and containerization (e.g. Docker Kubernetes).
- Familiarity with Agile/Scrum methodologies.
Soft Skills:
- Leadership and mentoring capabilities.
- Strong analytical critical thinking and problem-solving skills.
- Adaptability and eagerness to learn.
- Team-oriented with a proactive attitude.
- Excellent communication and interpersonal skills.
EY Building a better working world
EY exists to build a better working world helping to create long-term value for clients people and society and build trust in the capital markets.
Enabled by data and technology diverse EY teams in over 150 countries provide trust through assurance and help clients grow transform and operate.
Working across assurance consulting law strategy tax and transactions EY teams ask better questions to find new answers for the complex issues facing our world today.
Employment Type
Full Time
