Manager: Credit (138656)
Manager: Credit (138656)
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Requisition and Specialist Recruiter Details
REQ 138656 Twanette Coetser
Closing Date 27 May 2025
Cluster and Location
Total Business Banking and Retail Credit Value Management Gauteng
Sandton Gauteng
Career Stream
Leadership Pipeline
Manager: Credit
Job Purpose
The Credit Managers objective is to assess and evaluate the lending application for Retail Relationship Banking (Small Business Services) clients to minimise impairments and maximise profit.
This role includes consistent application of the Nedbanks credit policy through a riskbased affordability assessment periodic credit reviews of existing customers and assessing the creditworthiness of potential customers within the agreed risk parameters as set out in the Nedbank Credit Strategy.
Job Responsibilities
- Validate client and supporting information through analysing and reviewing credit applications by assessing contents of documents for the proposed funding package and the viability of funding being applied for.
- Appropriate client solutioning in line with clients business model
- Meeting client expectations by operating within the specified parameters Service Level Agreements (SLA) and ensuring deliverables are timeously met whilst still ensuring that credit processes are adhered to including mandated official sign on all applications
- Adapt to changes in Legislation by providing input to redesigning credit processes systems policies and procedures where applicable by recommending and making submissions to the relevant parties.
- Support daily activities of larger team by monitoring the output by performance and build the intellectual capital of the team.
- Supporting the achievement of the business strategy objectives and values by reviewing Nedbank and Business Unit Plans and ensuring delivered systems processes services and solutions are aligned.
- Share knowledge and industry trends with team and stakeholders during formal and informal engagements.
- Identify development areas and align to a personal career plan through input and feedback from leadership and ensure all personal career plan activities are completed within specified timeframe.
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
Minimum Experience Level
- NQF Level 7 or Higher in a Financial or Banking related field essential
- CIMA Credit management degree or equivalent will be advantageous.
- Valid drivers license and own reliable vehicle
- Min 5 Years Credit Assessment / Credit Evaluation and decisioning experience within Banking environment
- Min 3 Years Business Banking experiencein evaluating current and prospective clients financial Statements and credit reports to determine their ability to honour debt obligations.
- Firm understanding of legalities associated with lending and collateral
- 1 2 Years experience in a Team Management / Supervisory wouldbe advantage
- Proven trackrecord on managing a large book.
- Must be prepared to travel
Technical / Professional Knowledge
- Banking knowledge
- Banking procedures
- Business Acumen
- Communication Strategies
- Data analysis
- Governance Risk and Controls
- Industry trends
- Nedbank policies and procedures
- Principles of financial management
- Principles of project management
Behavioural Competencies
- Communication
- Customer Focus
- Decision Making
- Work Standards
- Managing Work
- Technical/Professional Knowledge and Skills
Please contact the Nedbank Recruiting Team at
Required Experience:
Manager
Employment Type
Full Time
