o provide a sales and service function by adding value to Enterprise Banking clients ecosystem requiring financial and nonfinancial (e.g. platform business) solutions.
- Develop and maintain strong professional relationships with highvalue Enterprise Banking clients to ensure their financial needs are met with utmost efficiency and discretion.
- Conduct thorough analyses of clients business ecosystems to identify opportunities for value addition through both financial and nonfinancial solutions.
- Formulate and present tailored comprehensive financial strategies that align with clients business objectives and risk profiles.
- Collaborate closely with internal teams to design and implement bespoke platform business solutions that enhance clients operational efficiency and market competitiveness.
- Ensure strict adherence to all regulatory requirements and internal policies while managing client relationships and transactions.
- Continuously monitor market trends and economic indicators to provide timely strategic advice to clients on potential risks and opportunities.
- Maintain detailed documentation of client interactions financial recommendations and transaction histories in compliance with banking regulations and internal protocols.
- Achieve and exceed designated sales targets and key performance indicators (KPIs) through strategic client engagement and solution delivery.
- Participate in industry events and networking opportunities to expand the banks Enterprise Banking client base and enhance its market position.
- Engage in ongoing professional development to stay abreast of evolving financial products services and regulatory landscapes relevant to Enterprise Banking.
Qualifications :
1. Educational Qualifications:
- Minimum:
- Secondary School (Matric) or equivalent.
- A diploma or degree in Business Administration Finance Accounting Economics.
- Preferred:
- Bachelors degree in Business Finance Economics or a related field.
2. Licenses & Certifications:
- FAIS Representative (Financial Advisory and Intermediary Services Act) certification is often required especially in regions where this is a regulatory requirement.
- Additional certifications in Risk Management Credit Analysis Commercial Banking or Financial Services may be advantageous.
3. Relevant Experience:
- Experience in Relationship Management: At least 35 years of experience managing relationships with business clients including understanding their financial needs and providing tailored solutions.
- Experience in Retail Business or Commercial Banking: Familiarity with a range of business banking products and services (loans credit facilities cash management etc.).
- Sales and Business Development: Proven track record in sales portfolio management and business development particularly in the enterprise or corporate banking space.
- Risk and Credit Experience: Knowledge and experience in assessing and managing risk as well as credit evaluation for business clients.
- Client Support and Service: Demonstrated experience in providing ongoing support to clients while maintaining strong longterm relationships.
Additional Information :
Behavioural Competencies:
- Articulating Information
- Convincing People
- Documenting Facts
- Establishing Rapport
- Examining Information
Technical Competencies:
- Active Listening
- Risk Identification
- Risk Measurement
- Risk Reporting
Remote Work :
No
Employment Type :
Fulltime