drjobs Banker, Relationship, Enterprise Direct

Banker, Relationship, Enterprise Direct

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1 Vacancy
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Job Location drjobs

Cape Town - South Africa

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

o provide a sales and service function by adding value to Enterprise Banking clients ecosystem requiring financial and nonfinancial (e.g. platform business) solutions.

  • Develop and maintain strong professional relationships with highvalue Enterprise Banking clients to ensure their financial needs are met with utmost efficiency and discretion.
  • Conduct thorough analyses of clients business ecosystems to identify opportunities for value addition through both financial and nonfinancial solutions.
  • Formulate and present tailored comprehensive financial strategies that align with clients business objectives and risk profiles.
  • Collaborate closely with internal teams to design and implement bespoke platform business solutions that enhance clients operational efficiency and market competitiveness.
  • Ensure strict adherence to all regulatory requirements and internal policies while managing client relationships and transactions.
  • Continuously monitor market trends and economic indicators to provide timely strategic advice to clients on potential risks and opportunities.
  • Maintain detailed documentation of client interactions financial recommendations and transaction histories in compliance with banking regulations and internal protocols.
  • Achieve and exceed designated sales targets and key performance indicators (KPIs) through strategic client engagement and solution delivery.
  • Participate in industry events and networking opportunities to expand the banks Enterprise Banking client base and enhance its market position.
  • Engage in ongoing professional development to stay abreast of evolving financial products services and regulatory landscapes relevant to Enterprise Banking.

Qualifications :

1. Educational Qualifications:

  • Minimum:
  • Secondary School (Matric) or equivalent.
  • A diploma or degree in Business Administration Finance Accounting Economics.
  • Preferred:
  • Bachelors degree in Business Finance Economics or a related field.

2. Licenses & Certifications:

  • FAIS Representative (Financial Advisory and Intermediary Services Act) certification is often required especially in regions where this is a regulatory requirement.
  • Additional certifications in Risk Management Credit Analysis Commercial Banking or Financial Services may be advantageous.

3. Relevant Experience:

  • Experience in Relationship Management: At least 35 years of experience managing relationships with business clients including understanding their financial needs and providing tailored solutions.
  • Experience in Retail Business or Commercial Banking: Familiarity with a range of business banking products and services (loans credit facilities cash management etc.).
  • Sales and Business Development: Proven track record in sales portfolio management and business development particularly in the enterprise or corporate banking space.
  • Risk and Credit Experience: Knowledge and experience in assessing and managing risk as well as credit evaluation for business clients.
  • Client Support and Service: Demonstrated experience in providing ongoing support to clients while maintaining strong longterm relationships.


Additional Information :

Behavioural Competencies:

  • Articulating Information
  • Convincing People
  • Documenting Facts
  • Establishing Rapport
  • Examining Information

Technical Competencies:

  • Active Listening
  • Risk Identification
  • Risk Measurement
  • Risk Reporting


Remote Work :

No


Employment Type :

Fulltime

Employment Type

Full-time

Company Industry

About Company

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