External Banker – High Net Worth (Private Banking) - Umhlanga, KZN

Job Title: External Banker High Net Worth (Private Banking)

Location: Umhlanga KwaZulu-Natal
Division: Private Banking High Net Worth International Team
Type: Full-Time On-site with client-facing flexibility
CTC: R1.2M performance-based bonuses

Whats on Offer:

• CTC: R1.2M with strong bonus potential linked to performance

• Comprehensive benefits package: medical aid provident and pension fund insurance

• Work with a top-tier Private Bank known for its entrepreneurial spirit excellence and innovation

• Exposure to international banking networks and high-growth markets

• Base location in Umhlanga with scope for local and international networking

Cultural Fit:

We are looking for intelligent energetic professionals with a natural flair for client relationships. You should thrive in high-performance environments enjoy working autonomously and have a strong sense of professionalism. A dynamic well-spoken and polished individual with a suited and booted appearance and spark in personality will excel in this role.

About the Role:

A unique opportunity exists for an exceptional External Banker to join a prestigious Private Banks High Net Worth (HNW) International division. The role is client-focused requiring someone who can manage and grow relationships with ultra-high-net-worth individuals often involving complex structures offshore arrangements trusts and specialised lending solutions.

This role is ideally suited to experienced bankers from peer institutions or recently qualified Chartered Accountants (02 years post-articles) who have rotated through corporate finance M&A or investment banking environments.

Key Responsibilities:

• Serve as a trusted advisor to ultra-high-net-worth clients managing complex personal and family financial structures

• Deliver bespoke banking solutions in collaboration with wealth lending and specialist finance teams

• Manage a portfolio of clients (80% retention and growth; 20% acquisition primarily referral-based)

• Structure and initiate complex deals including offshore investments trusts and property finance

• Network and collaborate across local and international teams to deliver best-in-class service

• Maintain compliance within regulatory frameworks and ensure responsible banking practices

• Represent the Private Bank brand with professionalism charisma and confidence
  
  

Ideal Candidate Profile:

• Experienced Private Banker from a reputable institution (e.g. ABSA Nedbank FNB etc.) OR

• Chartered Accountant (CA(SA)) ideally 02 years post TOPP/SAICA programme with corporate finance or banking exposure

• Strong understanding of financial structuring lending products and personal balance sheets

• Analytical thinker with excellent interpersonal and client engagement skills

• Naturally inquisitive results-driven and comfortable working under pressure

• Well-presented and confident with the ability to navigate high-level discussions and build rapport with influential clients
  
  

Skills & Competencies Required:

• In-depth understanding of deal structuring and wealth management principles

• Strong communication networking and cross-functional collaboration skills

• Ability to identify opportunities within complex personal and business structures

• High level of emotional intelligence discretion and professional polish

• Passion for relationship-building strategic thinking and working with elite clientele
  
  

Qualifications:

• Relevant Tertiary Degree (BAcc CA(SA) CFA MBA or CIMA preferred)

• 56 years experience in financial services (banking investment wealth or corporate finance)
  
  

If you are driven strategic and passionate about working with high-net-worth individualsand youre ready for a new challenge in private bankingwed love to hear from you.