DescriptionChubb is currently seeking a Workers Compensation Lost Time Senior Claim Examiner for our West Coast/Pacific region. The successful applicant will be handling claims from California. The position will report and reside in our Los Angeles CA office.
Duties & Responsibilities:
- Handles all aspects of complex workers compensation lost time claims from set-up to case closure ensuring strong customer relations are maintained throughout the process.
- Reviews claim and policy information to provide background for investigation.
- Conducts 3-part ongoing investigations obtaining facts and taking statements as necessary with insured claimant and medical providers.
- Evaluates the facts gathered through the investigation to determine compensability of the claim.
- Informs insureds claimants and attorneys of claim denials when applicable.
- Prepares reports on investigation settlements denials of claims and evaluations of involved parties etc.
- Timely administration of statutory medical and indemnity benefits throughout the life of the claim.
- Sets reserves within authority limits for medical indemnity and expenses and recommends reserve changes to Team Leader throughout the life of the claim.
- Reviews the claim status at regular intervals and makes recommendations to Team Leader to discuss problems and remedial actions to resolve them.
- Prepares and submits to Team Leader unusual or possible undesirable exposures when encountered.
- Works with attorneys to manage hearings and litigation
- Controls and directs vendors nurse case managers telephonic cases managers and rehabilitation managers on medical management and return to work initiatives.
- Complies with customer service requests including Special Claims Handling procedures file status notes and claim reviews.
- Files workers compensation forms and electronic data with states to ensure compliance with statutory regulations.
- Refers appropriate claims to subrogation and secures necessary information to ensure that recovery opportunities are maximized.
- Works with in-house Technical Assistants Special Investigators Nurse
- Consultants Telephonic Case Managers as well as Team Supervisors to exceed customers expectations for exceptional claims handling service.
Technical Skills & Competencies:
- Lost Time Claim Examiner position with prior experience in workers compensation as a lost time examiner or similar examiner experience in short-term / long-term disability auto personal injury protection / medical injury or general liability claims.
- Requires basic knowledge of workers compensation statutes regulations and compliance.
- Ability to incorporate data analytics and modeling into daily activities to expedite fair and equitable resolution of claims and claim issues.
- Exceptional customer service and focus.
- Ability to openly collaborate with leadership and peers to accomplish goals.
- Demonstrates a commitment to a career in claims.
- Exceptional time management and multi-tasking capabilities with consistent follow through to meet deadlines.
- Use analytical skills to find mutually beneficial solutions to claim and customer issues.
- Ability to prepare and make exceptional presentations to internal and external customers.
- Conscientious about the quality and professionalism of work product and
- relationships with co-workers and clients.
- Willing to take ownership and tackle obstacles to meet Chubbs quality
- standards for service investigation reserving inventory management teamwork and diversity appreciation.
- Superior verbal and written communication skills.
Experience Education & Requirements:
- Experience working in a customer focused fast-paced fluid environment
- Experience utilizing strong communication and telephonic skills
- Prior experience requiring a high level of organization follow-up and accountability
- Prior workers compensation claim handling experience or other similar type of claim handling experience is required (healthcare short-term / long-term disability auto personal injury protection / medical injury or general liability).
- Prior insurance legal or corporate business experience is a plus but not required
- AIC RMA or CPCU completed coursework or designation(s) is a plus but not required
- Proficiency with Microsoft Office Products
- Knowledge of medical terminology is required
- Knowledge of bill processing is required
- Certification to handle CA Workers Compensation claims is required
- Experience handling claims in the states of CO UT NV and AZ preferred
- If you do not already have one you will be required to obtain an applicable resident or designated home state adjusters license and possibly additional state licensure.
The pay range for the role is $100000 to $169900. The specific offer will depend on an applicants skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package more details on which can be found on our careers website. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.
Required Experience:
Director