Associate Director, Investment Valuation

The Investment Valuation team plays a critical role in Credigys transaction decision-making evaluating portfolio economics and risk shaping transaction structures and advising on capital deployment. Responsibilities include asset research detailed financial modeling setting critical assumptions performing scenario analyses and delivering strategic investment recommendations.

Position Summary

As an Associate Director in Credit Investment Valuation youll partner closely with the Senior Director to lead valuation efforts that drive investment opportunities across all asset classes. You will be responsible for comprehensive financial modeling (including quantitative methods to forecast loan performance) conducting diligence preparing impactful presentations and providing structural recommendations to inform strategic investment decisions. The role offers the opportunity to become a thought leader at Credigy through rigorous thinking and effective communication of your ideas.

Key Responsibilities

• Conduct deep research across asset classes (e.g. consumer loans MSRs solar loans insurancebacked assets)
• Perform detailed analyses of large datasets to identify trends extract meaningful insights and develop informed valuation assumptions
• Take the lead in building and refining cash flow models across scenarios that underpin deal pricing
• Analyze historical performance trends; benchmark via thirdparty/market comparable
• Partner with business development legal and operational teams to assess the broad risk profile of investment opportunities and quantify those risks in financial models
• Draft investment memos and present recommendations to executive leadership
• Mentor junior analysts and improve valuation processes/tools

What Youll Bring

• Bachelors (or higher) in Finance Economics Financial Engineering or a quantitative field
• 7 years of experience in structured finance consumer ABS or private credit valuation
• Proficiency in Excel VBA SQL Python/R/SAS and Tableau
• Familiarity with platforms like Bloomberg dv01 and Intex
• Strong credit and financial modeling skills with exposure to legal documentation and credit agreements
• Excellent analytical communication and stakeholder management capabilities
• High integrity intellectual curiosity and collaborative mindset

Founded in 2001 Credigy is a global specialty finance company with flexibility across the capital structure to acquire or finance a broad range of consumer assets. We are a wholly-owned subsidiary of National Bank of Canada (NBC) and our $6B portfolio represents 335 deals and $20B in total investments life-to-date. We are the partner of choice when financial institutions face complex challenges and strategic changes. If you havent heard of us yet were okay with that we focus on serving our business partners not making a name for ourselves.

We are proud of our people-first company culture that has been recognized year-over-year as a Top Workplace both in Atlanta and nationally. What matters to you matters to us so we go beyond the usual benefits to offer meaningful perks that support professional growth personal connection and a life outside the office. Early in the hiring process we partner with you on our innovative personalized flexible work program to maximize compatibility between your needs and the business from day one. Our priority is hiring top talent and helping you create a career you love.

Credigy is a workplace that is free of discrimination and full of opportunity. We prioritize diversity inclusion and belonging and we are dedicated to unbiased recruiting hiring and employment practices. Authenticity goes a long way at Credigy and we get excited about the privilege of hiring people from diverse backgrounds. We are proud to be an Equal Opportunity Employer and commit to ensuring all applicants and employees are considered based on their qualifications and merit without regard to race ethnicity religion national origin sex sexual orientation gender identity age veteran status citizenship disability pregnancy or any other status protected by law. We expect each employee to support this policy in our daily operations and we do not tolerate discriminatory practices or harassment in any form. No matter how you identify or what background or industry you come from we welcome you and feel honored you are considering opportunities at Credigy.