Senior Staff Engineer, Underwriting
Senior Staff Engineer, Underwriting
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Job Description
Who we are:
SoFi is a digital personal finance company whose mission is to help its members achieve financial independence to realize their ambitions whether that be to buy a house one day start a family on their own terms or be debt free. We aim to be at the center of our members financial lives and to help every member Get Their Money Right. By joining SoFi youll become part of a forward-thinking company that is transforming financial services by embracing technology to build innovative loan products investment tools and more. One of the fastest growing fintech companies weve grown from 250 employees in 2015 to over 3000 employees today with over 5 million members. With offices across the US we offer the excitement of a rapidly growing startup with the stability of a seasoned management team and some of the best talent around. As an employer we strive to hire employees who are committed to both our companys mission and our desire to build the best culture in the world. If you are driven passionate about what you do and excited about the SoFi mission we would love to hear from you.
The Role:
We are seeking a Senior Staff Software Engineer for our Underwriting Platform team responsible for managing risk and pricing for our lending and credit card businesses. This role is ideal for someone who thrives on writing code solving hard engineering problems and scaling critical platformswhile also setting technical direction and mentoring others.
This is a deeply hands-on role: while you will influence architecture and lead across teams your impact will be driven by actively building systems writing production code and driving critical projects from inception to launch. You will be a top-level contributor who leads by doing.
What Youll Do:
Hands-on Engineering
Write production-grade scalable backend code using Kotlin Spring Boot and modern frameworks.
Debug and resolve complex systems issues in high-scale real-time services.
Develop APIs services and platform infrastructure.
Drive hands-on delivery of critical projects.
Technical Leadership & Strategy
Architect platform-level services and improve systems for resilience observability and extensibility.
Make high-leverage engineering decisions that balance speed quality and maintainability.
Raise the bar on engineering quality through hands-on contributions design reviews and technical mentorship.
Team Collaboration & Mentorship
Partner with product design operations and other engineering teams to build solutions that deliver business value and customer impact.
Contribute to cross-functional platform efforts.
Drive alignment on technical strategy and execution with strong written and verbal communication.
What Youll Need:
Bachelors or Masters degree in Computer Science Software Engineering
8 years experience as a software engineer designing and implementing complex software solutions.
Experience with Java / Spring / Kotlin / PostgreSQL / AWS. Expertise with any modern Java frameworks REST APIs and relational databases.
Deep understanding of software architecture design patterns and best practices for building scalable and robust applications.
Proven experience in leading and mentoring engineering teams promoting technical excellence and collaboration.
Excellent communication and interpersonal skills with the ability to effectively communicate technical concepts to diverse audiences.
Experience with Kafka Docker Kubernetes Spring Boot cloud infrastructure and CI/CD.
Nice to have:
Experience in financial services or fintech.
Experience with Temporal gRPC Docker and Terraform.
Exposure to data analytics or machine learning platforms.
Familiarity with front-end technologies such as React.
Required Experience:
Staff IC
Employment Type
Full-Time
