Processor
Processor
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Job Description
Join the GEM Mortgage Team!
Ready to be part of a leading mortgage lender that truly puts clients first At Countrywide Mortgage a division of Golden Empire Mortgage weve been a respected leader in the industry for nearly 40 years guided by our core belief that our borrowers interests come first. Were dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit.
Our mission is to build long-lasting relationships with borrowers and real estate partners be an employer of choice with growth opportunities for our team members and operate as a trustworthy financially sound enterprise that positively influences our communities.
At Golden Empire Mortgage our LEADER values guide everything:
Loyalty to our team borrowers and partners.
Excellence in all we do.
Accountabilitywe take ownership.
Driven for continuous improvement.
Engaged to deliver success.
Reliability you can count on.
If youre passionate about making a real difference in peoples lives delivering exceptional service and growing your career with a company that truly values its people and its purpose we invite you to explore opportunities with us. Come join Countrywide Mortgage and help us empower clients and communities!
Job summary
Under general supervision of the Branch Manager the Loan Processor is responsible for preparing mortgage documents for loan approval advising mortgage lenders of needed documents according to established regulations and procedures and working with the title/escrow company towards closing of loan file.
Essential job functions
- Set up new files
- Ordering appraisals
- Order title commitments flood certifications and other property certifications as required
- Customer contact regarding conditions required on loan approval
- Send for verifications as needed
- Process active files for final approval
- Re-submit for automated approval after verification of assets and income
- After loan approval call customers and realtors with any conditions
- Issue closing instructions to closing department.
- Order survey
- Order final inspections
- Follow up on underwriting conditions still outstanding
- Check loan amount interest rate computer for accuracy
- Have evidence of POCs
- Constantly monitor lock expirations and close dates
- Inform the loan officer immediately of any change in closing date etc.
- Coordinate closings with title/escrow company.
- Follow up on missing conditions.
- Other duties as assigned.
Minimum requirements
- Advanced knowledge of processing FHA VA and Conventional loans preferred.
- High School or GED required.
Knowledge Skills and Abilities
- Ability to produce detailed and accurate documents.
- Ability to communicate effectively.
- Ability to work independently without direct supervision.
- Ability to perform work timely and accurately in a fast-paced office environment.
- Organizational ability and problem solving critical.
- Ability to use various computer software programs required.
- Professional telephone skills required.
Compensation Disclosure
This is a non-exempt hourly position. The pay range for this role is $18.00 to $20.00 per hour depending on experience and qualifications. Overtime is paid in accordance with California state and federal labor laws. Additional compensation such as bonuses or incentive pay may be available based on performance and business needs.
At-Will Employment
This position is classified as at-will employment in accordance with California law. Employment may be terminated by either the employer or employee at any time with or without cause or notice subject to applicable law.
Work Location
This position follows a hybrid work model requiring regular in-office attendance at our office located at 100 South Escondido Blvd Escondido CA for approximately 1 days per week. The remaining workdays can be performed remotely.
Equal Opportunity Employer
Countrywide Mortgage and Golden Empire Mortgage are Equal Opportunity Employers. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race color religion sex (including pregnancy childbirth or related medical conditions) gender gender identity or expression sexual orientation marital status national origin ancestry age physical or mental disability medical condition genetic information military or veteran status or any other characteristic protected under federal state or local law.
Reasonable Accommodations
Countrywide Mortgage is committed to providing reasonable accommodation for qualified individuals with disabilities during the application or recruitment process. If you need assistance or accommodation please contact us at .
California Consumer Privacy Notice
Countrywide Mortgage a division of Golden Empire Mortgage may collect personal information from job applicants for purposes related to employment consideration. We are committed to handling your information in compliance with the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA). To learn more about how we collect use and protect your information please review our Privacy Policy .
Employment Type
Part-Time
