Merchant Monitoring Analyst

We are the innovators at the heart of the payments technology industry shaping how the world pays and gets paid. The solutions our people build today power the growth of millions of businesses tomorrow. From your local coffee shop to unicorns and international banks. From San Francisco to Auckland. We are in every corner of the world in every part of commerce. And just as we help our customers accelerate their business we are committed to helping our people accelerate their careers. Together we shape the evolution.

The Opportunity

The risk assessment done by the Merchant monitoring team could be a part of period reviews or triggered by Event Driven Reviews both events triggers a new risk assessment. The process of risk assessing and analysing an existing merchants account ensures that we have updated KYC data and assess any changes that might affect the merchants risk level. The risk assessment of the merchant focuses on controlling and updating existing KYC information and reviewing the merchants behaviour and data from an AML perspective. You will also ensure that the merchant abides by the applicable standards and policies of Worldline.

Day-to-day responsibilities:

• Monitoring: Review existing merchant profiles to ensure they are compliant with regulatory standards and internal policies.
• Risk Assessment: Evaluate the risk level of customers based on factors such as their business type transaction volume and geographic location.
• Scheme compliance: Lookups in sanction list and Card Scheme databases.
• Innovation: Contributing to both the teams and personal development with ideas for improvement.
• Documentation: Verify and request accurate records of KYC activities customer interactions and compliance-related documentation.
• Training and Awareness: Stay updated on regulatory developments and industry best practices related to KYC and anti-money laundering (AML) to ensure compliance awareness among team members.

Who Are We Looking For:

We look for big thinkers. People who can drive positive change step up and show whats next people with passion can-do attitude and a hunger to learn and practice this means:

• Bachelors degree in finance business administration or a related field.
• Full working proficiency in English both written and verbal
• Proficiency in German or any Balkan language is considered a strong asset.
• Previous experience in a similar role within the financial services industry preferably in a payments company or a bank.
• Strong understanding of KYC AML and other regulatory requirements.
• Excellent attention to detail and analytical skills.
• Ability to communicate effectively and collaborate with internal stakeholders.
• Certification in AML/KYC (e.g. CAMS) is a plus.

Perks & Benefits:

At Worldline youll get the chance to be at the heart of the global payments technology industry and shape how the world pays and gets paid. On top of that you will also:

• Private medical & life insurance
• MyBenefit Platform
• Holiday allowance
• Referral program
• Public transportation allowance
• Meal allowance
• Annual bonus

Shape the evolution

We are on an exciting journey towards the next frontiers of payments technology and we look for big thinkers people with passion can-do attitude and a hunger to learn and grow. Here youll work with ambitious colleagues from around the world take on unique challenges as a team and make a real impact on the society. With an empowering culture strong technology and extensive training opportunities we help you accelerate your career - wherever you decide to go. Join our global team of 18000 innovators and shape a tomorrow that is yours to own

Learn more about life at Worldline at

We are proud to be an Equal Opportunity employer. We do not discriminate based upon race religion color national origin sex (including pregnancy childbirth or related medical conditions) sexual orientation gender identity gender expression age status as an individual with a disability or any applicable legally protected characteristics.

Pursuant to the Article 24 sec. 6 of the Act of 14 June 2024 on the protection of whistleblowers we inform you that Worldline Financial Services (Europe) S.A. a joint-stock company Branch in Poland (hereinafter referred to as Worldline) is governed by the Regulations on the receipt of internal reports and taking follow-up actions (hereinafter referred to as the Regulations).

The role requires strong analytical and problem-solving skills and love to work with multiple stakeholders. To be successful in the role the ability to see the big picture without losing an eye for detail comes naturally in everyday work. The work is based within a global multicultural company and the ability to be flexible helps is key to shift tasks and priorities in fast-paced environment

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