Senior Underwriting Consultant

What is the opportunity

This position is responsible for applying sound and strategic underwriting judgement in evaluating mortality risks with a focus on large and complex cases. The incumbent will ensure delivery of best in class underwriting solutions that exceed the needs of our advisors and clients. The incumbent will provide proactive and timely service and case updates to external and internal partners. This role is in an operational environment and will also provide co-signing support for less tenured underwriters.

What will you do

Embrace and champion a philosophy of continuous improvement in risk acumen

Ensure competitive underwriting offers are consistently delivered on a timely basis which are consistent with RBC pricing and profitability objectives

Exercise creativity and sound judgment to find risk solutions for complex medical and financial cases

Cultivate and maintain relationships with internal and external sales partners including wholesalers advisors and MGAs

Partner and negotiate with reinsurers to drive optimal outcomes balancing risk and client outcomes

Assist in the development of underwriters through regular constructive feedback meaningful referrals and co-signs

Promote a culture of excellence one that balances operations and risk and puts the client at the centre of everything we do

What will you need to succeed

Must Have

Minimum 10 years of demonstrated experience as a Life underwriter with experience in the affluent and high net worth markets

Signing authority of $10M

Strong communication skills

Growth mindset and philosophy of continuous improvement

Strong collaborator and negotiator

Nice to Have

Actively working (or completed) towards the completion of industry designations (FALU FLMI CHS)

Whats in it for you

A Total Rewards program that includes flexible benefits work/life balance and career development programs and investment and retirement savings plans

Competitive pay and high-earning potential

All the tools training and team support you need to grow your career

Flexible work/life balance options

RBCI software tools to boost your productivity

RBC is an organization that succeeds by bringing out the best in its people. Youll be part of a supportive inclusive team that shares common values including a fundamental respect for each other. At the heart of this is a commitment to diversity. RBC respects and responds to the many competing and evolving priorities in our lives so you can focus on what you can do best putting clients first.

Job Skills

Additional Job Details

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best effectively collaborate drive innovation and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect belonging and opportunity for all.