Executive - Merchant Risk Management

Executive - Merchant Risk Management
Location: Mumbai

About Worldline

At Worldline we are pioneers in payments technology committed to creating innovative solutions that make financial transactions secure accessible and seamless worldwide. Our diverse team of professionals collaborates across cultures and disciplines driving progress that benefits society and businesses of all sizes.

We believe that diverse perspectives fuel innovation. We are dedicated to fostering an inclusive environment where all individuals regardless of background identity or experience can thrive and contribute meaningfully to our shared vision.

The Opportunity

The Executive for Merchant Risk Management will be responsible for identifying and mitigating fraud-related risks across Worldlines merchant acquiring portfolio. This role will focus on developing comprehensive transaction monitoring frameworks and implementing effective fraud prevention strategies for various payment methods while ensuring robust risk controls and timely alert management.

Key Responsibilities

Identify existing and potential fraud related transactions/activities and develop and implement fraud mitigating strategies and transaction monitoring framework

Developing strategies for transaction monitoring unit from fraud risk perspective for all payment methods like credit cards/debit cards UPI net-banking wallet etc.

Creating configuring and implementing new fraud risk rules in transaction monitoring system; including modification in existing rules

Ensuring smooth implementation testing and running of new transaction monitoring system

Ensuring all the transaction monitoring alerts are actioned upon on timely basis

Ensuring all the financial transactions are routed through and actioned upon by the Transaction Monitoring System

Conducting in-depth analysis and investigation of all system-generated alerts on a business as usual basis and has knowledge of documenting reporting and implementing preventive/corrective action or rules in the system wherever required

Embedding policy and procedures for transaction monitoring

Presenting risk trend analysis to the management along with key findings and recommendations on regular basis

Technical Skills & Qualifications

Bachelors degree in Finance Business Economics Risk Management or relevant field

Minimum 1-3 years of experience in handling transaction monitoring in merchant acquiring banking or payments industry

Strong subject matter knowledge of fraud risk in merchant acquiring business and payment products and services (Debit/Credit cards UPI wallets etc.)

Proficiency in fraud concepts process flows and a general understanding of fraud controls

Strong analytics and problem solving skill

Prior experience of working on transaction monitoring system like Feedzai Falcon IFRM or similar transaction monitoring system will be an added advantage

Location: Mumbai

Why Join Us

At Worldline we believe that embracing diversity and promoting inclusion drive innovation and success. We foster a workplace where everyone feels valued and empowered to bring their authentic selves. Through extensive training mentorship and development programs we support your growth and help you make a meaningful impact.

Join a global team of passionate professionals shaping the future of payments technologywhere your ideas experiences and perspectives are appreciated and celebrated.

We are an Equal Opportunity Employer.

We do not discriminate based on race ethnicity religion color national origin sex (including pregnancy and childbirth) sexual orientation gender identity or expression age disability or any other legally protected characteristics. We are committed to creating a diverse and inclusive environment for all employees.

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