More than 135 years ago we started with core values that never go out of style: listen learn and help businesses and individuals reach their goals. These core values shape our culture and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.
With more than $16 billion in assets and 135 branch locations throughout Washington Oregon Idaho and California we understand our role in the economy and take that responsibility addition to offering a source of capital to personal banking clients and businesses of all sizes we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Consumer Underwriter you will review consumer loans to meet Bank standards for economic value and safety to contribute to the long-term profitability of the Banks operations.
In this role youll have the opportunity to:
Analyze review and approve/decline all consumer loan requests in one or more of the following areas: consumer auto home improvement open-end credit requests and lines of credit for borrowers. Develop sound credit judgment of applicants.
Responsible for approving loans within assigned lending limits using the Banks loan application processing system.
Responsible for assembling and verifying the accuracy of documentation for loans.
Responsible for contributing to the Banks profitability by making consumer loans which meet Bank standards for economic value and safety.
Responsible for contributing to the Banks favorable image in the community by carrying out loan activities in a manner promoting customer goodwill.
Responsible for servicing existing loan accounts and handling the modification of terms.
Responsible for complying with policies procedures security requirements and government regulations.
Education & Certifications
H.S. Diploma: required (an equivalent combination of education and experience may be considered))
Experience
2 or more years of experience as a consumer loan underwriter required
Knowledge Skills and Abilities
Knowledge of financial institution policies and procedures.
Possess good sales organizational managerial communication and public relations skills particularly in working with documentation that requires special or confidential handling.
Proficient with the Banks loan application processing system and Microsoft Office including Word and Excel.
Ability to work independently and accurately in a deadline driven environment.
Knowledge of federal and state laws and regulations relating to consumer lending.
Travel
0%
Compensation & Benefits
Targeted starting compensation range is based on location and experience:$24.19 - $28.46
Incentive and commission compensation may be awarded for eligible roles
Comprehensive employee benefits including medical dental vision LTD STD and life
Paid vacation time sick time personal days paid volunteer time and 11 company paid holidays
401k (up to 4% match with immediate vesting)
Tuition reimbursement up to $5250 annually (minimum service requirement)
Read more about these and additional benefits at: Employee Benefits Banner Bank
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin citizenship marital status age disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
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