Loan Operations

At Dallas Capital Bank we are proud to bring a world-class banking experience that combines new technology with unceasing service to the Dallas metroplex and the people who make it strong. We take pride in understanding our clients and the time to recognize their needs. Combining years of proficiency with a heart for service our team is ready to partner with our clients and provide the support and guidance they deserve.

We are centrally located in Dallas at Spring Valley and Dallas North Tollway.

We are searching for a talented and detail-oriented individual who wants to join our team. This is an excellent opportunity for a motivated individual looking for stability professional growth and a competitive compensation and benefits package. In this role you will process a variety of commercial and consumer loan advance transactions including revolving and committed lines of credit as well as construction draws for both residential and commercial real estate projects. Youll also be responsible for managing related documentation and coordinating with contractors title companies and internal teams. Your work will play a critical role in supporting the servicing of our loan portfolio.

ESSENTIAL RESPONSIBILITIES:

• Monitor shared Loan Advance email inboxes and respond to requests within established Service Level Agreements.
• Process commercial line of credit advance requests in accordance with loan terms and bank policy.
• Coordinate inspections title endorsements and due diligence for construction projects; track budgets and documentation throughout the project lifecycle.
• Ensure all loan and documentation requirements are met before advancing funds; track exceptions and manage final updates.
• Communicate with Relationship Managers Credit Team borrowers and Loan Operations to secure necessary approvals for funding.
• Manage participation loan advance requests ensuring all parties remain balanced pre- and post-transaction.
• Process payments perform reconciliations and assist with ongoing servicing of active construction projects.
• Support audit and exam preparation by compiling required documentation and reports.
• Assist with imaging loan review activities and system record updates.

QUALIFICATIONS:

• Bachelors Degree or equivalent work experience.
• Minimum 2 years of commercial loan servicing experience required.
• At least 2 years working with commercial loan documentation required.
• Experience with construction loan servicing or related construction lending roles preferred.
• Familiarity with FIS products a plus.
• Strong knowledge of lending regulations (e.g. Reg Z HMDA CRA) legal loan documentation (Deeds of Trust UCC filings etc.) and lien perfection.
• Comfortable reading and interpreting complex legal and financial documents.
• Excellent organizational communication and analytical skills.
• Strong attention to detail and ability to manage deadlines in a fast-paced environment.
• Proficient in Microsoft Office (Outlook Word Excel); ability to adapt to new systems and processes.

WORKING CONDITIONS / ENVIRONMENT:

HOURS: Monday Friday; 40 hours per week; 8:00am 5:00pm

Some variation in work hours may be required as job duties demand.

Onsite

TRAVEL: None

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

The job operates in a professional office setting. It involves working under deadline pressure with occasional interruptions and competing priorities. Can be stressful due to pressure of incurring penalties and/or monetary loss. Regular use of standard office equipment (phone computer copier etc.). Clear verbal and written communication skills. Ability to remain composed and effective in high-stakes or time-sensitive situations. Sitting standing typing and screen time for extended periods (approx. 6 hours/day).

Please note this job post is not designed to cover or contain a comprehensive listing of activities duties or responsibilities that are required of the employee occupying this position. Duties responsibilities and activities may change at any time with or without notice.

If offered employment you will be required to and hereby authorize to submit fingerprints which will be run through a national database for investigative purposes.