Senior Risk Analyst
Senior Risk Analyst
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
USD 120000 - 135000
1 Vacancy
Job Description
Kin is redesigning insurance to be smarter faster and centered on the customer. We use intelligent pricing offer seamless bundling and make every step (from purchasing servicing to claims) simple and friction-free especially in the places traditional insurers often ignore.
We empower people to protect what matters most starting with their homes and expanding to all they value in a world where climate risks rising costs and outdated systems leave too many behind. Our approach has fostered amazing growth attracted marquee investors and earned us accolades including being named to:
Built In Chicagos Best Places to Work Midsize Companies (2021-2025).
Forbes Americas Best Startup Employers (2021- 2024 Ranked #37 in 2024).
Inc. 5000 Fastest-Growing Private Companies.
Forbes Fintech 50.
Simply put our people are what make us great we need forward-thinking inspired game-changers like you to join us in our mission.
So whats the role
Risk Analytics sits at the intersection of data science business strategy and operational executionpartnering cross-functionally with teams like Underwriting Pricing & Risk Management Claims Actuarial and Product to drive smarter growth and more profitable decision-making.
As a Senior Analyst youll play a key role in this work by identifying and prioritizing problems throughout the organization developing and providing actionable solutions and communicating results to a range of business partners. The work is fast-paced cross-functional and high-impactideal for someone who thrives in ambiguity and wants to see their analysis drive real outcomes.
To succeed in this role youll need to combine strong technical skills with sound judgment and a collaborative mindset. That means taking full ownership of your projects being proactive in clarifying expectations and distilling complexity into clear insights that help drive decisions. Were looking for someone whos comfortable navigating evolving priorities and who brings both curiosity and rigor to every stage of the analytic process.
A day in the life could include:
Partnering with stakeholders in Underwriting Product Pricing & Risk Management Finance and Engineering to define project goals align on deliverables and communicate results
Conducting exploratory analysis to uncover insights validate hypotheses and shape strategic decisions
Designing advanced analytics models and analytical frameworks that support operational efficiency and better segmentationsuch as optimizing data attribute logic improving inspection models and simulating pricing changes
Writing clear concise memos and presentations that translate technical findings into actionable business insights especially for non-technical leaders
Maintaining a bias toward action and communicating assumptions or caveats where neededhelping the business move forward even when data isnt perfect
Driving your own work forward through structured planning regular progress updates and alignment checkpoints with project sponsors
Supporting a culture of continuous learning by mentoring junior analysts and sharing analytical best practices with peers
Ive got the skills but do I have the necessary ones
Bachelors degree in Computer Science Engineering Mathematics Finance or a related field or equivalent professional experience
5 years of work experience in analytics finance engineering management consulting or equivalent analytical and product management experience
Prior experience in the insurance industry with a solid understanding of pricing underwriting and data applications
Experience working with modern data solutions (EX: Looker/Tableau/Power BI/DataBricks/FiveTran)
Proficient in SQL and Python for data analysis and transformation
Strong critical thinking and problem-solving skills with a track record of independently leading complex projects from scoping to delivery
Demonstrated comfort operating in ambiguity making assumptions explicit and taking thoughtful risks to move the business forward
Excellent written and verbal communication; able to translate nuanced findings into simple takeaways for a range of audiences
Ability to serve as a bridge between technical teams (e.g. Engineering) and business stakeholders by understanding both system architecture and business objectives
Strong business intuition and curiosity to go beyond the dataasking why it matters how it can influence real outcomes and proactively identifying new analytical opportunities or ideas that align with business strategy
Experience working in a startup or high-growth environment with comfort navigating ambiguity and evolving priorities
Background in fintech insurtech or other regulated technology industries
Oh and dont worry weve got you covered!
We offer a comprehensive benefits program allowing you to choose the benefits that are best We offer a comprehensive benefits program allowing you to choose the benefits that are best for you and your family including: Medical Dental Vision Life Insurance Short and Long Term Disability Insurance options Employee Assistance Program as well as elective voluntary benefits such as accident insurance hospital indemnity critical illness legal assistance and pet insurance. Kinfolk become eligible for benefits on the first day of the month following their start date.
In addition to these benefits we are also excited to offer the following:
Competitive salary and company equity through Restricted Stock Units (RSUs) granted as part of our standard compensation package and based on role and level.
401K with company match of up to 4% of eligible earnings
Flexible PTO for exempt employees along with 8 company-observed holidays
A paid parental leave program that provides 100% salary continuation of up to 14 weeks for birthing parents and 8 weeks for non-birthing parents
Continuing education and professional development opportunities
Kin will accept applications for the role until September 29th 2025
For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL AZ CO FL ID IL IN KS KY MA MD ME MI MN MO MT NC NE NM NV NY OH OK PA SC TN TX UT VT VA WA and WI.
For all other positions these roles can sit in any of the following 40 states: AL AR AZ CA (exempt only) CO CT FL GA ID IL IN IA KS KY MA ME MD MI MN MO MT NC NE NJ NM NV NY OH OK OR PA SC SD TN TX UT VT VA WA and WI. Please only apply if you are able to live and work full-time in one of the states listed above.
State locations and specifics are subject to change as our hiring requirements shift.
About Kin
Kin is the only pure-play direct-to-consumer digital insurer focused on the growing home insurance market. We make policies convenient and affordable through a technology platform that delivers a seamless user experience customized options for coverage and fast high-quality claims service. Kin is a fully licensed carrier that offers coverage through its reciprocal exchanges which are owned by its policyholders. To learn more visit .
EEOC Statement
Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We dont just accept difference we honor it nurture it and celebrate it. We dont discriminate based on race religion color national origin gender (including pregnancy childbirth or related medical conditions) sexual orientation gender identity gender expression age status as a protected veteran status as an individual with a disability or other applicable legally protected characteristics.
Required Experience:
Senior IC
Employment Type
Full-Time
