Principal Software Engineer
Principal Software Engineer
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Job Description
The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative AI-driven risk and fraud management solutions for issuers merchants and fintechs.
The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy solution and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication Visa Secure Cardinal VCAS and Identity platforms such as B2C-IAM Visa Payment Passkeys etc.
Essential Functions
Define and drive the overall technical strategy and architecture ensuring alignment with business goals while accelerating innovation and time to market.
Architect design and code highly scalable reliable and secure distributed systems and transaction processing platforms.
Lead the adoption of Generative AI and Agentic AI to boost developer productivity by 10X leveraging these technologies to build innovative business solutions and products.
Establish and promote best practices for software development including CI/CD automation and DevOps to improve efficiency and quality across the SSDLC.
Oversee cloud first application development and optimization on AWS Azure or GCP to ensure solutions are resilient scalable cost-effective and secure.
Actively contribute to critical projects by developing key modules core frameworks automation tools and proof-of-concepts to validate emerging ideas and technologies.
Provide technology leadership and motivate high-performing engineering teams setting clear priorities to achieve product and technology KPIs.
Collaborate cross-functionally with security privacy governance and business partners to deliver compliant scalable and reliable solutions that meet all non-functional requirements.
Communicate technical strategy and engineering solutions effectively to diverse stakeholders including executives and business units.
Mentor and coach senior engineers and engineering managers fostering a culture of collaboration and continuous learning through brown bags tech talks and one-on-one sessions.
Implement rigorous application development testing deployment and monitoring practices to uphold architectural excellence and reliability standards.
Adhere to Visas Leadership Principles by promoting collaboration acting as owner and executing with excellence.
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
Qualifications :
Basic Qualifications:
12 years of relevant work experience with a Bachelors Degree or at least 9 years of work experience with an Advanced degree (e.g. Masters MBA JD MD) or 6 years of work experience with a PhD OR 15 years of relevant work experience.
Preferred Qualifications:
15 or more years of experience with a Bachelors Degree or 12 years of experience with an Advanced Degree (e.g. Masters MBA JD or MD) PhD with 9 years of experience
Technical Expertise: 15 years in software engineering with a strong
background in architecting large-scale distributed systems. Proficiency in
languages like Java Python or GoLang and frameworks such as Spring
React. Experience with RESTful and gRPC APIs microservices and
event-driven systems.
Security Expertise: Strong understanding of API security data encryption and
Hardware Security Modules (HSMs). Experience in building secure
applications and implementing security-first practices.
Database Skills: Proficiency in SQL and NoSQL databases (e.g. MSSQL
MongoDB). Experience with distributed caching technologies like Redis.
Generative AI & Agentic AI: Proven experience leveraging Generative AI and
Agentic AI to drive 10X productivity improvements and product innovation.
Familiarity with integrating AI solutions into existing platforms.
Cloud & DevOps: Hands-on experience with AWS Azure or GCP. Strong
understanding of DevOps practices CI/CD pipelines containerization (Docker)
and orchestration tools (Kubernetes).
SSDLC Automation: Demonstrated ability to automate SSDLC phases to
improve efficiency and quality. Experience with automated testing frameworks
code quality tools and delivery pipelines.
Architectural Leadership: Deep understanding of architectural patterns and
best practices. Ability to balance short-term and long-term technological
decisions aligned with business goals. Experience in designing and
maintaining highly available (99.999%) reliable active active critical systems.
Hands-On Attitude: Willingness to contribute directly to codebases and develop
to validate new ideas and integrate beneficial emerging technologies.
Leadership & Communication: Proven ability to lead and mentor engineering
teams fostering a collaborative environment. Excellent communication skills
to articulate complex technical concepts to diverse audiences.
Additional Qualifications: Familiarity with compliance and regulatory
requirements in the payments industry is a plus. Passion for staying current
with industry trends and emerging technologies.
Additional Information :
Work Hours: Varies upon the needs of the department.
Travel Requirements: This position requires travel 5-10% of the time.
Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk communicate in person and by telephone frequently operate standard office equipment such as telephones and computers.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law including the requirements of Article 49 of the San Francisco Police Code.
U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 184100.00 to 267050.00 USD per year which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge skills experience and location. In addition this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical Dental Vision 401 (k) FSA/HSA Life Insurance Paid Time Off and Wellness Program.
Remote Work :
No
Employment Type :
Full-time
Employment Type
Full-time
