Associate, Ratings & Monitoring

What is the opportunity

As an Associate on the Ratings and Monitoring team you will be responsible for assessing credit ratings of Capital Markets borrowers and counterparties verifying covenant compliance monitoring company and industry developments and identifying key risk events for Banks Sovereigns Supranationals and Non-Bank Financial Institution counterparties / borrowers. The role will require you to develop industry expertise and collaborate with internal stakeholders across several sectors of the Business; including Adjudication Business Global Credit and other Capital Markets areas.

What will you do

For the assigned portfolio you will be responsible for:

• Portfolio of clients in the Banks Sovereigns Supranationals and Non-Bank Financial Institutions (Financial Institution and Non-Bank Financial Institutions) space
• Managing and monitoring credit risk which includes identifying key credit events reviewing / refreshing credit risk ratings at a minimum on an annual basis;
• Participate in team deliverable targets with respect to regulatory / audit requests;
• Ensure borrowers compliance of terms and conditions of credit agreements / ISDAs;
• Develop expertise in assigned portfolio policies and guidelines and provide value added advice to internal partners;
• Conduct research analyze financial statements and develop financial projection; and
• Collaborate cross-teams and with our business partners.

What do you need to succeed

Must-Have:

• Self-motivated with a combination of strong credit and analytical skills
• Ability to critically assess financial statements and other client reports and draw reasoned conclusions
• Excellent verbal and written communication skills
• Strong stakeholder management and collaboration skills
• Ability to work effectively within a team environment.
• 5 years knowledge and experience in credit risk and/or financial analysis
• High degree of computer literacy: MS Office Suite database software and electronic tools for on-line research

Nice-To-Have:

• Academic background with a Masters level accreditation: usually an MBA CFA CPA or other professional designation
• Experience with S&P Capital IQ Moodys

Whats in it for you

We thrive on the challenge to be our best progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other reaching our potential making a difference to our communities and achieving success that is mutual.

• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic collaborative progressive and high-performing team
• Opportunities to do challenging work
• Flexible work/life balance options

Job Skills

Additional Job Details

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best effectively collaborate drive innovation and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect belonging and opportunity for all.