Senior Manager, Capital Risk
Senior Manager, Capital Risk
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Job Description
Work Location:
Charlotte North Carolina United States of AmericaHours:
40Line of Business:
Risk ManagementPay Detail:
$170000 - $200000 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.
As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
We are looking for a Senior Manager to join TDs Capital Risk & Governance team. This role will be part of a specialized team of capital risk professionals providing independent risk management oversight of the US Capital Management team and is responsible for ensuring that all significant capital risks are thoroughly understood analyzed and measured against the banks risk appetite. As a thought leader you will collaborate with other teams across the bank to drive risk-related activities forward.
Key Accountabilities
Maintain a culture of risk management and control supported by effective processes in alignment with the established risk appetite for Capital Risk.
Develop a thorough understanding of the US banks capital strategies risks and drivers.
Provide oversight of US Capital Management including independent reviews capital position reporting stress testing results (including DFAST) baseline forecasting limit calibration and capital actions.
Lead development of the Independent Capital Evaluation including review of processes procedures and controls to ensure that the business control and infrastructure functions are meeting the organizations effective risk management requirements.
Ensure the compliance of capital risk management processes with US regulations understanding that regulatory compliance alone is not sufficient and that capabilities should be commensurate with the size scale and complexity of the bank.
Liaise closely with other business partners including Treasury Balance Sheet Management Front Office other second-line of defense risk partners and Internal Audit.
Deliver Capital Risk input into US CRO and Board Risk Committee materials.
Facilitate and/or implement actions and remediation plans to address performance risk and governance issues.
Stay informed of emerging issues trends and evolving regulatory requirements and assess potential impacts.
Identify potential vulnerabilities and recommend risk mitigation strategies to senior management.
Requirements
4 year degree required
Advanced degree preferred
7-10 years of experience
Familiarity with capital planning and stress testing regulations
Demonstrated strong conceptual and analytical abilities
Strong internal control orientation
Exceptional problem-solving skills communication skills (both written and verbal) and interpersonal skills
Strong attention to detail and ability to meet tight deadlines
The Director Risk TDS is primarily accountable for providing a comprehensive and diverse range of risk management expertise to business leaders and implementing appropriate risk frameworks and leading related management activities to mitigate enterprise or business wide risk exposures for key business segment of the Bank or functional area
Depth & Scope:
Generally an expert at the enterprise or group business level requiring broad managerial and deep specialized knowledge of risk management issues at the enterprise business regulatory and industry levels
Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations
Manages or oversees a number of major risk area requirements such as Credit Operational Regulatory and/or Market Risk or related programs that are enterprise-wide or cross multiple business segments (e.g. Basel credit project SOX Stress Testing etc.)
Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations
Works with various regulators business / corporate and pan-wide business support groups to deal with regulatory and cross-business level issues
Education & Experience:
Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics.
Series 7 79 and 63
7-10 years related experience
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel: Occasional
International Travel: Never
Performing sedentary work: Continuous
Performing multiple tasks: Continuous
Operating standard office equipment: Continuous
Responding quickly to sounds: Occasional
Sitting: Continuous
Standing: Occasional
Walking: Occasional
Moving safely in confined spaces: Occasional
Lifting/Carrying (under 25 lbs.): Occasional
Lifting/Carrying (over 25 lbs.): Never
Squatting: Occasional
Bending: Occasional
Kneeling: Never
Crawling: Never
Climbing: Never
Reaching overhead: Never
Reaching forward: Occasional
Pushing: Never
Pulling: Never
Twisting: Never
Concentrating for long periods of time: Continuous
Applying common sense to deal with problems involving standardized situations: Continuous
Reading writing and comprehending instructions: Continuous
Adding subtracting multiplying and dividing: Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are
TD Securities offers a wide range of capital markets products and services to corporate government and institutional clients who choose us for our innovation execution and experience. With more than 6500 professionals operating out of 40 cities across the globe we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues providing trusted advice and industry-leading insight extending access to global markets and delivering integrated transaction banking solutions. In 2023 we acquired Cowen Inc. offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise while growing our strong diversified investment bank. We are growth-oriented people-focused and community-minded. As a team we work to deliver value for our clients every day.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn more
Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.
Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.
If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.
Required Experience:
Senior Manager
Employment Type
Full-Time
