Manager, Financial Crime Risk Business Oversight (1872)

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Hours:

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Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description Summary:

We are seeking a detail-oriented and analytical professional to join as Manager Financial Crime Risk Oversight within TDS Canada FCRM Business Oversight function. The incumbent is responsible for the Oversight of the AML/Sanctions and ABAC programs for TDS Canada and Corporate Segments leading the Enterprise Risk Assessment and Regulatory Compliance Management processes for TDS Canada AML Specialized Training program delivery and development and ensuring compliance across Canadian TDS business segments with external and internal AML/ATF Sanctions and ABAC standards.

The ideal candidate will have a strong understanding of risk management principles excellent analytical and communication skills and experience in delivering high-quality results for executive audiences and TD Securities stakeholders. This role is critical to maintaining effective risk controls identifying process efficiencies and ensuring operational integrity across the organization.

KEY ACCOUNTABILITIES

• Lead the Enterprise Risk Assessments (ML/TF and ABAC) process by providing effective review and challenge to TD Securities business segments and Corporate Functions which includes Inherent Risk and Controls Assessments
• Lead the Regulatory Compliance Management (RCM) process by providing effective review and challenge to TD Securities business segments and Corporate Functions which include Inherent Risk Program Effectiveness and Control Effectiveness Assessments
• Act as a subject matter expert by overseeing and providing guidance to TD Securities business segments throughout the life cycle of the client relationship with TDS which includes Prime Brokerage Corporate Investment Banking and Global Markets
• Review and challenge New Business Product initiatives and Change Initiatives from TDS business segments and technology stakeholders to assess impacts to AML/Sanctions/ABAC controls
• Provide expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF /Sanctions/ABAC matters affecting covered TD businesses
• Supports the development of annual specialized training for TDS business segments
• Oversee demarket decisions case investigations watchlist / negative news management by FCRM teams that support TDS
• Escalate and manage to resolution significant issues and events
• Represent FCRM on internal or external committees/inquiries relating to designated business activities as required
• Deliver subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management including developing and maintaining management reporting and analysis
• Act as key liaison with partners and external groups and provide subject matter expertise at the department level
• Guide and partner with covered TD businesses through the development implementation oversight and management of effective AML/ATF/Sanctions/ABAC Compliance Programs

SHAREHOLDER

• Actively assist in developing and overseeing implementation of business line policies and procedures
• Act as a subject matter expert to develop and enhance methodologies for analyzing risk exposures of covered TD businesses
• Maintain a culture of risk management and control supported by effective processes in alignment with risk appetite
• Stay up to date on current on emerging issues trends and evolving regulatory requirements in the AML/ATF/ Sanctions/ABAC industry and assesses potential impacts.
• Coordinate with other AML/ATF/Sanctions/ABAC partners and business compliance partners to ensure consistency in the application of AML/ATF/Sanctions/ABAC programs and standards across the enterprise.
• Protect the interests of the organization identify and manage risks and ensure the prompt analysis and escalation of non-standard high-risk issues monitoring to thorough resolution.
• Acquire and apply expertise in the AML/ATF/Sanctions/ABAC disciplines providing basic guidance and direction to business and other business oversight partners.
• Work with internal and external business partners (e.g. Internal Audit external consultants) to respond to regulatory requests findings audits and/or examinations.
• Provide feedback and effective challenge on business line policies and procedures and make recommendations for enhancements based on changes to regulatory requirements or business processes.
• Consistently exercise discretion in managing correspondence information and all matters of confidentiality escalating issues where appropriate.

EMPLOYEE / TEAM

• Contribute to the success of the TDS FCRM Business Oversight team by promoting a positive and inclusive work environment.
• Foster strong relationships with stakeholders across lines of business and support functions providing high-quality service and timely execution of responsibilities within established SLAs.
• Demonstrate eagerness to learn and grow within the Business Oversight function by participating in professional development and training opportunities.
• Contribute to team development of skills and capabilities through mentorship of others by sharing knowledge and experiences and leveraging best practices.
• Act as a brand ambassador for TDS FCRM Business Oversight and the bank both internally and/or externally

BREADTH & DEPTH

• Maintain knowledge/expertise on a broad range of subject areas related to the job function and industry standards. This includes AML/ATF/Sanctions/ABAC and knowledge in TD Securities product and service offerings
• Strong knowledge of Canadian AML/ATF regulations and global financial crime compliance frameworks (e.g. FATF)
• Provide advice and guidance for moderately complex projects with continued support from stakeholders and management and act as a point of contact for non-routine information.
• Identify and lead problem resolution for project/program complex requirements related issues at all levels
• Recommend and implement solutions within own area of responsibility and actively seek out ways to improve collaboration with other work areas as needed.
• Generally reports to a Senior Manager

EXPERIENCE & EDUCATION

• Knowledge of global markets securities and capital market products is required.
• Understanding of TD Securities products and services offered are an asset such as Prime Brokerage Global Markets and Corporate Investment Banking
• Advanced degree professional accreditation and/or 8 years relevant industry experience
• Undergraduate Degree
• CAMS designation considered an asset.

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):