KYC Analyst III

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

The KYC Analyst III provides a range of analytical research and assessment support to the development of and enhancements to the enterprises KYC programs and processes. This role may interact with key stakeholders and third-party service providers to deliver KYC programs that satisfy regulatory requirements.
This role focuses on complex customers or high visibility cases is expected to provide a modicum of subject matter expertise. This role performs quality control on the work product as needed and outreach support will have to spend more of their time focused on outreach to Customers for missing documentation.

Hybrid

Schedule: Monday-Friday 9:00am-5:30pm EST

2x a week in office

Candidates should be within a commutable distance of Mt Laurel NJ or Jacksonville FL to go into the office

Depth & Scope:

• Perform more advanced complicated or high visibility job functions aligned with policies standards procedures and job aids
• Ensures that work products are fit for purpose and audit / regulator ready
• Suggests process improvements to drive better results from efficiency accuracy or quality of work product
• Experienced professional role providing specialized guidance/ assistance/support to functions/GAML teams
• Independently performs activities from end to end
• Requires advanced understanding of a range of product and services processes procedures systems and concepts within their own area of specialty and integration points with related areas
• Manages ambiguity and apply judgement to identify troubleshoot and resolve ongoing business and operational issues
• Interprets and administers policies adopts and implements business process improvements
• Guided by practices procedures and operating plans makes process and capacity management decisions to ensure ongoing operations
• Moderate level of complexity in operational / reporting / process and/or analysis function requiring a short to medium term focus

Education & Experience:

• Undergraduate Degree or equivalent professional work experience
• 2 direct experience in financial services or similar industries including fraud know your customer anti-money laundering sanctions screening or similar roles for new joiners. (or)
• 6 years experience in an unrelated role involving information fluency investigation research or financial services broadly but not specifically KYC or AML. (or)
• Or for an internal candidate proven track record of excellence through metrics or manager discretion

Customer Accountabilities:

• Maintains KYC files data and documents in a manner consistent with the KYC Policies and Standards in line with Service Level Agreements
• Performs reviews of customers as appropriate throughout the customers lifecycle with TD
• Ensures that such records data and reviews are prepared for review by auditors and regulators
• Provides KYC research evaluation operational reporting and/or analytical support in operational processes in a timely manner
• Assists in the preparation of summaries communications reports and presentations for management regulators and other internal and external stakeholders as required
• Immediately escalates any potential issues or concerns to management for further action to
• Analyzes data and draw conclusions to meet program health reporting requirements
• Analyzes emerging trends pertaining to regulatory changes reporting or other departmental functions and provides recommendations to enhance or rectify KYC Ops- related gaps issues and enhancements
• Proactively identifies matters requiring additional review escalation and liaises with appropriate staff to resolve as appropriate
• Coordinates tracking and reporting of KYC Ops function initiatives and programs on timely matter as required
• Assists in reviewing and updating higher risk customer information

Shareholder Accountabilities:

• Prioritizes and manages own workload to meet KYC Ops requirements for service and productivity and within TDs risk appetite
• Consistently exercises discretion in managing correspondence information and all matters of confidentiality; escalates issues where appropriate
• Protects the interests of the organization identifies and manages risks and escalates non-standard high-risk transactions/activities as necessary
• Maintains a culture of risk management and control supported by effective processes in alignment with the banks risk appetite
• Adheres to internal policies/procedures and applicable regulatory guidelines
• Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of AML

Employee/Team Accountabilities:

• Participates fully as a member of the team supports a positive work environment that promotes service to the business quality innovation and teamwork and ensures timely communication of issues/points of interest
• Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit
• Keeps current on emerging trends/developments and grows knowledge of the business related tools and techniques
• Participates in personal performance management and development activities including cross training within own team
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training coaching and/or guidance as appropriate
• Contributes to a fair positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for your function and the bank both internally and/or externally
• Grows knowledge of the business related tools and techniques

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel Occasional
• International Travel Never
• Performing sedentary work Continuous
• Performing multiple tasks Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds Occasional
• Sitting Continuous
• Standing Occasional
• Walking Occasional
• Moving safely in confined spaces Occasional
• Lifting/Carrying (under 25 lbs.) Occasional
• Lifting/Carrying (over 25 lbs.) Never
• Squatting Occasional
• Bending Occasional
• Kneeling Never
• Crawling Never
• Climbing Never
• Reaching overhead Never
• Reaching forward Occasional
• Pushing Never
• Pulling Never
• Twisting Never
• Concentrating for long periods of time Continuous
• Applying common sense to deal with problems involving standardized situations Continuous
• Reading writing and comprehending instructions Continuous
• Adding subtracting multiplying and dividing Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.

If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.