Hiring Our Heroes Military Fellowship-Credit Risk Reviewer Intermediate

Why USAA

At USAA our mission is to empower our members to achieve financial security through highly competitive products exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA where our core values honesty integrity loyalty and service define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

We are currently seeking a dedicated Credit Risk Reviewer Intermediate to participate in Hiring Our Heroes (HOH) Fellowship Cohort 25-3 with USAA. The HOH Fellowship Program builds an extraordinary experience for transitioning service members veterans and military spouses that increase competitiveness and improve opportunities to find meaningful employment by providing development skills and exposure to corporate working environment and private sector business operations. HOH Fellowship Programs are best-in-class workforce development programs that are cohort based and twelve weeks in duration.

As a participant in the Military Fellowship Program we understand that in most cases Fellows are ending their active service commitments and actively relocating. Therefore while participating in the Fellowship program Fellows are authorized to work remotely. If selected for full time employment we offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio TX or Plano TX. Relocation assistance is not available for this position.

Conducts credit risk review assignments aligned to the Credit Risk Review (CRR) business plan. Provides independent review and credit risk assessments including risk identification measurement monitoring reporting and oversight. Evaluates the appropriateness and effectiveness of credit risk management practices and processes.

What youll do:

• Performs CRR work and analysis including development of test objective and approach to achieve sound conclusions. Implements assigned CRR test steps accurately timely and professionally in support of the CRR business plan and priorities. Provides conclusions and recommendations to Reviewer-in-Charge (RIC) and takes appropriate action with recommendations.
• Reviews analyzes and interprets data collected from multiple sources to ensure valid conclusions are drawn during testing and risks associated with business activities are effectively identified measured monitored and reported. Reports and brings up credit risks to the RIC or Senior Review Manager.
• Attends participates and contributes in team activities such as planning scoping business walkthroughs review of risk assessment and testing for assigned areas of responsibility.
• Develops maintains and demonstrates an understanding of CRR policies procedures guidelines and strategic direction in tandem with regulatory guidance.
• Accountable for own workpaper documentation within quality standards timely and accurately. Demonstrates understanding of portfolio issues trends and root causes to manage credit portfolios effectively. Identifies root causes to develop clear and concise recommendations.
• Communicates effectively verbally and written to share findings and results with the RIC team members and partners.
• Contributes in teams to identify assess aggregate and mitigate current and emerging credit risk events.
• Applies increasingly mature knowledge to participate in producing analytical material for discussions with teams to evaluate credit risk and monitor adherence with policies and strategies.
• Collaborates closely with the RIC and Data Analytics colleagues to fulfill data requests validate accuracy and perform testing and analysis. Works within the CRR team to understand and define opportunities and recommends solutions by analyzing increasingly complex data and providing key insights to inform decisions.
• Monitors the credit risk environment and provides effective challenge to internal and external partners to ensure that exposures are kept at acceptable levels.

What you have:

• Bachelors degree in business or a relevant field such as Finance Economics Accounting or Business Administration or Four additional years of related experience beyond minimum required may be substituted in lieu of bachelors a degree
• 2 years CRR audit credit risk management credit underwriting or regulatory experience in banking or financial services.
• Experience applying risk audit or compliance acumen in a business or professional environment.
• Experience effectively communicating with colleagues and business partners.
• Ability to apply policies procedures and guidelines to work product deliverable

What sets you apart:

• Current participant in the Hiring Our Heroes Fellowship Programs 25-3 Cohort or a current contractor at USAA from the 25-2 HOH Non-direct cohort.

Compensation range: Hiring Our Heroes Fellows are paid by the HOH program. If selected for a full-time role the salary range for this position is: $63590 - $121300.

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical financial and emotional wellness. These benefits include comprehensive medical dental and vision plans 401(k) pension life insurance parental benefits adoption assistance paid time off program with paid holidays plus 16 paid volunteer hours and various wellness programs. Additionally our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits visit our benefits page on .

Applications for this position are accepted on an ongoing basis this posting will remain open until the position is filled. Thus interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability or status as a protected veteran.