Corporate FP&A Manager

Upgrade is a fintech company that provides affordable and responsible credit mobile banking and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

We have built an energizing collaborative and inclusive culture where team members help each other learn and innovate to move the company and its customers in the right direction and own the outcome of their efforts.

Upgrade has been named a Best Place to Work in the Bay Area three years in a row Top Companies to work for in Arizona and one of the Best Engineering Department awarded annually by Comparably. Weve also received recognition for being a best company for Diversity Women Culture and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in peoples lives.

About the Role:

We are looking for a Corporate FP&A Manager to join our FP&A team to lead and manage the companys comprehensive financial planning cycles including annual budgeting quarterly forecasting and long-range strategic planning.

This position reports into the Head of FP&A and is based in our San Francisco office in a hybrid capacity (specifically on Tuesdays Wednesdays and Thursdays).

What Youll Do:

• Develop and maintain sophisticated financial models (P&L Balance Sheet Cash Flow) to support scenario planning strategic initiatives and growth opportunities.
• Lead and orchestrate the FP&A process coordinating the forecasting calendar consolidating diverse financial inputs and collaborating closely with business unit finance leads to develop insightful variance commentary and with accounting to understand historical performance.
• Conduct in-depth financial analysis of actual versus budget/forecast variances identifying key drivers risks and opportunities and presenting actionable insights to management.
• Partner with department heads across the organization (Marketing Operations G&A Product & Engineering) to understand their financial needs provide financial guidance and ensure alignment with overall company goals.
• Prepare and present clear concise and impactful financial reports and presentations for senior management the executive team and other stakeholders.
• Identify and implement process improvements and automation opportunities within FP&A to enhance efficiency accuracy and scalability.
• Manage the implementation of Pigment for automating forecasting and budgeting.

What We Look For:

• Bachelors degree in Finance Accounting Economics or a related field; MBA CPA CFA or other relevant designation is preferred.
• 5 years of progressive experience in Financial Planning & Analysis (FP&A) roles preferably within a fast-paced fintech or financial services environment.
• Demonstrated expertise in financial modeling budgeting forecasting and variance analysis.
• Proficiency in Excel is essential with experience in a financial planning software required (ideally Pigment). Netsuite experience is preferred.
• Experience with SQL as well as business intelligence tools (e.g. Tableau) is preferred.
• Excellent analytical problem-solving and critical thinking skills with the ability to distill complex financial data into clear actionable insights.
• Superior communication and presentation skills with the ability to effectively convey financial information to both finance and non-finance audiences.
• Proven ability to collaborate effectively with cross-functional teams and build strong working relationships in an FP&A capacity.
• Highly organized detail-oriented and able to manage multiple priorities and deadlines in a dynamic environment.
• Experience with consumer lending or credit products is a significant advantage.

What We Offer You:

• Competitive salary and stock option plan
• 100% paid coverage of medical dental and vision insurance
• Flexible PTO
• Opportunities for professional growth and development
• Paid parental leave
• Health & wellness initiatives

The compensation range of this position in San Francisco CA is USD $120000 - $140000 annually plus equity and benefits. Within this range an individuals base pay will be dependent on a variety of factors including without limitation job-related knowledge skills education and experience.

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