Portfolio Manager II
Portfolio Manager II
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Salary Not Disclosed
1 Vacancy
Job Description
GENERAL DESCRIPTION OF POSITION
The Portfolio Manager II is responsible for the management of a loan portfolio including underwriting and presenting commercial and consumer loans for approval. This position monitors the portfolio to ensure it aligns with the clients financial goals and risk tolerance.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Underwriting and presenting commercial and consumer loans for approval.
2. Managing a loan portfolio including lines of credit term loans and real estate loans.
3. Responsible for annual reviews renewal and increase requests.
4. Ensure timely payment of loans in the portfolio.
5. Negotiating terms and conditions with existing borrowers.
6. Closing loans renewals/increases in accordance with approved terms and conditions.
7. Collaborates with portfolio managers on commercial and consumer loans as needed.
8. The ability to work in a constant state of alertness and in a safe manner.
9. Completes required BSA/AML training and other compliance training as assigned.
10. Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required.
EDUCATION AND EXPERIENCE
Broad knowledge of such fields as accounting marketing business administration finance etc. Equivalent to a four year college degree plus 5 years related experience and/or training and 5 years related management experience or equivalent combination of education and experience.
COMMUNICATION SKILLS
Ability to write reports business correspondence and policy/procedure manuals; Ability to effectively present information and respond to questions from groups of managers clients customers and the general public.
MATHEMATICAL SKILLS
Ability to calculate figures and amounts such as discounts interest commissions proportions percentages area circumference and volume. Ability to apply concepts such as fractions ratios and proportions to practical situations.
CRITICAL THINKING SKILLS
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written oral or diagram formats.
SOFTWARE SKILLS REQUIRED
Intermediate: Spreadsheet Word Processing/Typing
Basic: 10-Key Accounting Alphanumeric Data Entry
WORKING CONDITIONS
Normal working conditions as found within an office setting wherein there is controlled temperature and a low noise level plus a minimum of distractions.
ENVIRONMENTAL CONDITIONS
The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
PHYSICAL ACTIVITIES
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.
Moderate diversity low physical. Work activities which allow for a moderate amount of diversity in the performance of tasks which are not as varied as those positions with high-level diversity and decision-making.
While performing the functions of this job the employee is regularly required to sit talk or hear reach with hands and arms; frequently required to use hands to finger handle or feel; and occasionally required to stand and walk. The employee must occasionally be required to lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision.
ADDITIONAL INFORMATION
- College degree in general business finance economics or accounting preferred
- Five (5) years lending experience
- Five (5) years experience with banking investment or economic analysis
- Two (2) years experience using Microsoft Word and Excel
- Must have general computer skills
- The ability to communicate using oral and written skills
Required Experience:
Manager
Employment Type
Full-Time
