The Re-Disclosure Specialist will handle all loan file initial disclosures and re-disclosures to ensure compliance with all regulatory requirements. This position will also issue all initial disclosures and re-disclosures.
Primary Job Duties:
- Understanding the requirements for RESPA TILA and MDIA regarding disclosing
- Process all requests within 3 business days of application and valid change to ensure compliance with governance policies and procedures
- Responsible for determining if re-disclosure is allowable
- Review the daily pipeline and access each loan with a change of circumstance to determine whether a revised disclosure is required
- Understanding the complexity of multiple states requirements for taxes transfer taxes mortgage taxes recording fees and any state-required fees
- Understanding of FHA loans
- Managing expectations with Operations and Sales teams to stay within company turn times
Qualifications :
- Must have 1 to 2 years of residential mortgage experience
- Working knowledge of mortgage loan documents loan origination and underwriting guidelines
- Ability to prioritize requests within disclosure cabinets daily
- Handles Adverse Actions scenarios generating documents to issue to borrowers
- Transfer of loan files
- Fast Learner fast worker reliable and punctual organized with strong attention to detail
- Self-starter and the ability to work on projects with limited supervision
- Excellent written and verbal communication skills
- Strong analytical skills
Additional Information :
Remote Work :
Yes
Employment Type :
Full-time