2025 Fall - GRM, CECL Risk Analytics Intern (4 Months)

The Credit Provisioning Analysis and Measurement (CPAM) team within Group Risk Management (GRM) provides senior management with subject matter expertise guidance and analysis for determining the allowances for credit losses (ACL) and provisions for credit losses (PCL) related to RBCs financial assets. Both metrics are key inputs to ensuring the financial resiliency of RBC and are widely tracked by our stakeholders. In this role you will be a key contributor to the continued transformation of the Current Expected Credit Losses (CECL). You will develop innovative data assets processes tools and applications that support the ongoing evolution of our analytical capabilities. You will build consensus and collaborate effectively across a broad range of senior stakeholders to drive outcomes under tight timelines

What will you do

• Acquire a solid understanding for how we model and assess expected credit losses (ECL) across retail and wholesale portfolios.
• Develop innovative applications that unlock significant incremental value from our ECL models that will be applied to other use cases with a high level of automation process optimization and precision.
• Apply your data engineering skills to create highly compelling data assets that will empower the applications you create while ensuring data accuracy and reliability.
• Apply leading data visualization skills to productionalize highly automated reporting and self-service BI tools that effectively unlock the value in the analytical applications that you create.
• Identify and implement opportunities for automation that drive meaningful value add.
• Understand RBC vision as well as support and reinforce targeted behaviours that contribute to RBC goals.

What do you need to succeed

Must-have

• Working toward a graduate degree in Finance Engineering Data Science or related field.
• Intermediate to advanced programming skills (Python SAS SQL) with prior experience creating compelling applications.
• Intermediate to advanced data engineering skills with experience in feature engineering ETL pipelines and data architecture.
• Ability to think critically and innovative mindset.

Nice-to-have

• A knowledge of credit risk and the IFRS9 or CECL accounting standards.
• Intermediate to advanced data visualization skills utilizing BI programs (e.g. Tableau) and/or programming languages (e.g. Python).
• Ability to prioritize handle multiple tasks under pressure and meet time-sensitive deadlines.
• Prior experience in performing financial analysis.

Whats in it for you

We thrive on the challenge to be our best progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other reaching our potential making a difference to our communities and achieving success that is mutual. At RBC you will have opportunities to:

• Interact with leaders who support your development through coaching and managing
• Network and build lasting relationships with students from diverse backgrounds from across Canada
• Make a difference and lasting impact through meaningful work
• Work in a dynamic collaborative progressive and high-performing team

Please note:This posting is for a 4-months Fall 2025 Student placement with a start date of September 2025 and end date of December 2025. In order to be eligible for this 4-months Student position you must either:

• Be returning back to school after the work term end-date of December 2025 ; or
• If you are not returning back to school (i.e. are graduating in December 2025) you must require the full 4-months work term as a mandatory component to in order to graduate successfully.

Please ensure that you meet these eligibility requirements before applying- candidates who apply but are found to be ineligible are not able to be considered.

We encourage you to apply as soon as possible as we accept applications on a rolling basis but please note that the formal application deadline is June 15 2025. Should you be selected to progress someone from our team will reach out directly to provide instructions on next steps. Otherwise feel free to check for progress updates by logging in to your RBC profile. If the status has not changed it denotes the fact that your application is still under review.

RBC is committed to supporting flexible work arrangements when and where available. The successful candidate for this role will be required to be located within Ontario for the duration of the work term. Details regarding the specific virtual hybrid and in-office arrangementsfor this Integrated Learning/ Co-op position are to be discussed with the Hiring Manager.

ET25

Communication Computer Literacy Detail-Oriented Interpersonal Relationships Listening Effectively Personal Development Personal Initiative

Additional Job Details

RBC CENTRE 155 WELLINGTON ST W:TORONTOTORONTOCanada37.5Full timeGROUP RISK MANAGEMENTStudent/Coop (Fixed Term)Salaried

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best effectively collaborate drive innovation and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect belonging and opportunity for all.