Senior Client Solutions Analyst, Commercial Real Estate - Montreal, QC (227233)

Requisition ID: 227233

Join a purpose driven winning team committed to results in an inclusive and high-performing culture.

The Senior Client Solutions Analyst (SCSA) contributes to the overall success of Real Estate Banking Canadian Commercial Banking ensuring specific individual goals plans initiatives are executed / delivered in support of the teams business strategies and objectives. Ensures all activities are conducted in compliance with governing regulations internal policies and procedures.

The Sr. CSA provides credit and administrative support to the Real Estate Banking team for the development and maintenance of a portfolio of loan and deposit accounts.

He/she assists Relationship Managers with annual reviews new applications and amendments and ensures thatrequired reports are received and analyzed in accordance with conditions of the loan commitment.

The Sr. CSA reviews all new credits for prefunding conditions reporting requirements and sets up files and diary system for new and existing credit facilities.

He/she coordinates the completion of all documents required for Global Transaction Banking products and services (i.e. current accounts RDC KYC documentation); Follows up and rectifies security defects on BSC Defect List.

Is this role right for you In this role you will:

• Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships systems and knowledge.
• Working closely with Director and Associate Director the Senior Client Solutions Analyst is responsible for providing a variety of services to a portfolio of existing and prospective clients.
• This role is responsible for providing services to a portfolio of existing and prospective clients:
  • Onboarding: Supporting the collection of information directly from clients and from various sources necessary to assess the clients risk profile in order to ensure the Bank meets its regulatory requirements related to KYC AML etc. This includes contacting clients sourcing internal/external sources/web sites documenting information in Know Your Client documentation in various formats such as the Client Profile Information documents and responding to various internal Compliance groups.
  • New Credit: this would include a variety of task including preparing credit file and ensure all documents filed funding checklist/advance documentation/draw requests liaison with solicitor for legal docs etc.
  • Coordinating efforts with internal partners and directly reaching out to clients to address various activities such as resolution of escalated client challenges collection/processing of financial reporting satisfaction of funding requirements and onboarding needs in addition to assisting and collecting information necessary to support them in their preparation of credit reviews as instructed by the Associate Directors and enables them to make credit recommendations conducting financial and credit analysis. In addition the Senior Client Solutions Analyst supports the team with credit proposals
• Look for opportunities to enhance client needs by providing Directors with referrals for ancillary products and other partner opportunities. In addition provide suggestions to continually improve processes which may include auctioning feedback received directly from clients or through client satisfaction vehicles such as the Pulse.
• Understand how the Banks risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of his/her respective areas while ensuring the adequacy adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk regulatory compliance risk AML/ATF risk and conduct risk including but not limited to responsibilities under the Operational Risk Management Framework Regulatory Compliance Risk Management Framework AML/ATF Global Handbook and the Guidelines for Business Conduct.
• Champions a high-performance environment and implements a people strategy that attracts retains develops and motivates their team by fostering an inclusive work environment; communicating vision/values/business strategy and managing succession and development planning for the team.

Do you have the skills that will enable you to succeed in this role

• University or College degree with Finance Accounting or Other Business Specialty background or equivalent work experience.
• Strong commitment to excellent client service and ability to work with clients to resolve issues in an amicable and prompt manner.
• Strong organizational skills to co-ordinate and prioritize a number of concurrent requests.
• Strong interpersonal skills to obtain agreements within Commercial Banking and partners.
• Strong written and verbal skills (French and English).
• Strong knowledge of Onboarding Know Your Customer Anti Money Laundering processes.
• Strong knowledge of Financial Statements and credit analysis.
• Strong knowledge of credit structures and applicable risk management.
• Good knowledge of fulfilment processes and roles of partners.
• Knowledge of the Business Service Center Enhanced Due Diligence Team and Cash Management teams is important.
• Good knowledge of the Commercial Banking Distribution structure as well as role of other groups within Commercial Banking (Roynat Real Estate Leasing).
• Thorough knowledge of the applicable software and technology platforms for Commercial (e.g. Sales Force Intralink Lotus Notes).
• Good knowledge of the features and benefits of Commercial products and services.
• Strong knowledge of Microsoft Office applications (in particular Excel).
• A high degree of flexibility to adapt to a wide variety of tasks.

What we are offering:

• The opportunity to join a forward-thinking organization surrounded by a collaborative team of innovative thinkers
• A rewarding career path with diverse opportunities for professional development
• A competitive compensation and benefits package
• Internal training to support your career growth and enhance your skills
• An organization committed to making a difference in our communities for you and our customers

Pursuant to a language needs assessment conducted by Scotiabank the successful candidate will berequired to be able to communicate in English in addition to French because they will be required to work closely with other groups from head office who operate primarily inEnglish and will serve an English and French-speaking clientele frequently.

Location(s): Canada : Quebec : Montreal

Scotiabank is a leading bank in the Americas. Guided by our purpose: for every future we help our customers their families and their communities achieve success through a broad range of advice products and services including personal and commercial banking wealth management and private banking corporate and investment banking and capital markets.

At Scotiabank we value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including but not limited to an accessible interview site alternate format documents ASL Interpreter or Assistive Technology) during the recruitment and selection process please let our Recruitment team know. If you require technical assistance please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however only those candidates who are selected for an interview will be contacted.