Analyst, Loans Middle Office (Credit)
Analyst, Loans Middle Office (Credit)
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Job Description
Do you want your voice heard and your actions to count
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG) one of the worlds leading financial groups. Across the globe were 120000 colleagues striving to make a difference for every client organization and community we serve. We stand for our values building long-term relationships serving society and fostering shared and sustainable growth for a better world.
With a vision to be the worlds most trusted financial group its part of our culture to put people first listen to new and diverse ideas and collaborate toward greater innovation speed and agility. This means investing in talent technologies and tools that empower you to own your career.
Join MUFG where being inspired is expected and making a meaningful impact is rewarded.
Overall Purpose of Job:
To act as an SME for the Loans portfolio handled by the Loans Middle Office. To ensure that facilities under the control and management of LMO are maintained accurately within the systems and controls available. Ensuring all facilities can be serviced and all drawings have been processed in a timely manner in accordance with MUFG policies (credit approvals legal framework current regulatory and compliance requirement) and procedures.
Essential Functions:
- Support the review loan agreements from an Operational lens to ensure the mechanics of the facility can be supported.
- Support the LMO client services manager Provide feedback to the Front Office from an Operations perspective on draft agreements for consideration when finalising the detail of the facility
- Extract data points from the loan agreement to enable event management during the loan trade cycle.
- Input of facility data upon signing/activation of a loan agreement creating a credit line and input of collateral.
- Ensure Banks SOX processes relating to deal origination are followed.
- Log any future updates highlighted in loan documentation e.g. to fees margin and extension of maturity date in the electronic diary.
- Be proactive in resolving queries within the team or escalating appropriately.
- Act upon approved credit applications or e-mail correspondence in a timely manner ensuring any reports/conditions are updated accurately within the banks systems.
- Assist in project related work with the ability to suggest enhancements to a given process or procedure.
- Responsible for the daily reporting and review of breaches reporting to the FO under a controlled check
Education:
- Additional language skills advantageous
Work Experience:
As this is a Vice President / SME position the candidate should possess:
- Considerable experience of working within a Financial Institution Middle Office / Control function.
- Considerable operational experience of loan products
- Operational and administrative knowledge of the loan market.
- Experience in reviewing loan agreements.
Functional/Technical Skills and Knowledge requirements:
- Bi-lingual Proficient in up-to-date standard practices relative to the products administered within Loans markets
- Proficient in the standard Microsoft Office suite (e.g. Outlook MS Word MS Excel)
- Loan IQ preferred
Personal Requirements:
- Excellent communication skills.
- Results driven with a strong sense of accountability.
- A proactive motivated approach.
- The ability to operate with urgency and prioritise work accordingly.
- A structured and logical approach to work.
- Strong problem solving skills.
- A creative and innovative approach to work.
- Excellent interpersonal skills.
- Excellent attention to detail and accuracy.
- A calm approach with the ability to perform well in a pressurised environment.
- Strong numerical skills.
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued respected and their opinions count. We support the principles of equality diversity and inclusion in recruitment and employment and oppose all forms of discrimination on the grounds of age sex gender sexual orientation disability pregnancy and maternity race gender reassignment religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
Required Experience:
IC
Employment Type
Full-Time
