ACH Specialist I or II
ACH Specialist I or II
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
This position is responsible for posting Automated Clearing House (ACH) debit and credit exceptions to member accounts returning any un-posted ACH exceptions and balancing posted and un-posted exceptions for the day. Other duties of this position include the timely processing of ACH disputes stop payments notifications of change (NOCs) email communications as well as processing EFT share transfers and paper payrolls.
Essential Functions
ACH Specialist I
- Provide external and internal member service in regard to ACH activity on members accounts via phone and/or other communication avenues (CRM Online Banking and specialized email groups ACH and Direct Deposit). Processing ACH disputes Create and maintain EFT (Electronic Fund Transfers) to include paper payroll Process ACH Reclamations/Deceased Accounts Review Daily Modified Loan Reports/Skip A Pay. Review Daily ACH Stop Pay report.
- Support with processing ACH debit and credit exceptions by either posting to member accounts mortgages or returning items to the ODFIs via FedLine by way of Application Support. Log totals in various tracking sheets. Assist with balancing various GLs.
- Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures and regulations pertaining to the Bank Secrecy Act.
ACH Specialist II
- Provide external and internal member service in regard to ACH activity on members accounts via phone and/or other communication avenues (CRM Online Banking and specialized email groups ACH and Direct Deposit). Processing ACH disputes. Create and maintain EFT (Electronic Fund Transfers) to include paper payroll. Process ACH Reclamations/Deceased Accounts. Review Daily Modified Loan Reports/Skip A Pay. Review various NSF reports such as Corporate Symitar SAV and Harland Clark. Review Daily ACH Stop Pay report.
Process ACH debit and credit exceptions by either posting to member accounts or returning items to the ODFIs via FedLine by way of Application Support. Create initiate and/or verify ACH Origination files for Indirect Fiserv Coltaf GNMA and FHLB. Save Fedline Manual Returns and NOC Summary report. Download and save daily Fed EDI reports. Check edits for Same Day ACH file. Process ACH Exception Tran Code reports. Assist with balancing various GLs.
Assist with review and preparation of ORCC/Payrailz file. Assist with the preparation of ACH originated Business and Corporate files. Assist with processing new ACH Business and Corporate contracts. Assist new ACH Business and Corporate members with ACH questions via phone and/or email.
Qualifications :
Minimum Formal Qualifications for this Position
ACH Specialist I
- High School Diploma/G.E.D. or Equivalent.
- REQUIRED: 1 years Financial Institution experience.
- PREFERRED: 1 years exposure / application of ACH concepts policies and procedures.
ACH Specialist II
- High School Diploma/G.E.D. or Equivalent.
- REQUIRED: 2 years Financial Institution experience to include:
- 1 years exposure / application of ACH concepts policies and procedures.
Technical or Specialized Knowledge/Skills:
- Basic understanding of ACH policy and procedures FedLine and credit union policy and procedures.
- Must be a quick learner able to develop a thorough understanding the ACH processes including a complete understanding of 3rd Party Vendor processes internal host system processes (currently Symitar) and all policies and procedures related to the credit unions ACH activities. The ACH Specialist must be able to use the host system simultaneously with third-party websites.
- Good communication attention to detail logic organization professionalism and customer service skills are required.
- Solid business judgment accuracy and exercise of common sense are required.
- Ability to detect and assess unusual and/or suspicious activity.
Certifications Required:
- ACH Certification within 1 Year required
Environmental Physical and Psychological Requirements
- Standing - Occasionally
- Walking - Occasionally
- Sitting - Frequently
- Lifting - Rarely (40 Lbs)
- Carrying - Rarely
- Pushing - Rarely
- Pulling - Rarely
- Balancing - Rarely
- Stooping - Rarely
- Kneeling - Rarely
- Crouching - Rarely
- Crawling - Rarely
- Reaching - Occasionally
- Handling - Occasionally
- Grasping - Occasionally
- Feeling - Occasionally
- Talking - Frequently
- Hearing - Frequently
- Repetitive Motions - Frequently
- Eye/Hand/Foot Coordination - Occasionally
- Noises louder than normal speaking volume - Occasionally
- Temperature Changes - Rarely
- Atmospheric Conditions - Rarely
Additional Information :
The pay ranges for the following positions:
ACH Specialist I
$20.57 to $23.48 per hour (S11)
ACH Specialist II
$21.76 to $24.96 per hour (S12)
Final compensation for this position will be determined by various factors such as relevant work experience specific skills and competencies education certifications and internal pay equity.
This position is eligible for our corporate bonus program based on company performance.
Benefits Summary Sheet
At Ent Credit Union we offer a comprehensive benefits package including:
- Health Benefits: Affordable insurance 24/7 doctor access and a nationwide provider network.
- 401(k): 3% automatic contribution after three months plus up to 6% matching.
- Paid Time Off: During your first year enjoy 16 days of paid time off (PTO) plus 9 paid holidays. And it grows from there.
- Volunteer Time Off: Paid time off to give back to the community.
- Education Support: Up to $10000 annually for higher education and assistance for certifications.
- Exclusive Discounts: Significant savings on home car and personal loans.
For more information about our outstanding benefits please visit our careers page at anticipate this position to close on 6/10/2025. Please submit your application at your earliest convenience to be considered.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about discussed or disclosed their own pay or the pay of another employee or applicant. However employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information unless the disclosure is (a) in response to a formal complaint or charge (b) in furtherance of an investigation proceeding hearing or action including an investigation conducted by the employer or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)
Remote Work :
No
Employment Type :
Full-time
Employment Type
Full-time
