Personal Lines Producer
Personal Lines Producer
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Job Description
Job Description
Job Title: Personal Lines Producer
Location: Mountain Lake NJ
Schedule: Full-time In-Office (5 Days/Week)
Compensation: Flexible Commission Structure Base (Negotiable Based on Commission Preference)
Overview:
A growing independent insurance agency located in Mountain Lake NJ is seeking a skilled and driven Personal Lines Producer to join its team. This role is ideal for someone who understands both the standard personal insurance market and the nuanced needs of high-net-worth (HNW) clients. While the position requires five days in-office client appointments always take priority and may override office presence.
Key Responsibilities:
Prospect develop and manage a personal lines book of business with a mix of standard and HNW clients.
Conduct risk assessments and design comprehensive insurance programs tailored to individual client needs.
Build long-term relationships with clients through exceptional service and proactive account management.
Collaborate closely with account managers and carriers to ensure smooth policy placement and renewals.
Prioritize in-person or virtual client meetings as needed
Lines of Business:
The producer will be selling and servicing a range of personal insurance products including but not limited to:
Homeowners (Standard and High-Value)
Auto (Standard and Luxury/Exotic)
Personal Umbrella
Jewelry Fine Art and Collections
Secondary/Vacation Homes and Yachts
Compensation:
Flexible commission structure to suit the candidates preferred model.
Base salary will be determined based on the agreed commission arrangement.
Qualifications:
Minimum of 2 years experience in personal lines insurance sales including experience with HNW clientele.
Active Property & Casualty license in New Jersey (or ability to obtain promptly).
Deep understanding of personal insurance products and carriers that specialize in HNW coverage.
Strong interpersonal skills with a consultative client-first approach.
Self-motivated and highly organized with the ability to manage a dynamic sales pipeline.
Employment Type
Full-Time
