Credit Manager

AA Metals Inc. is one of the largest and fastest growing distributors of quality aluminum and stainless products with four operational centers globally. We source from mills around the world and stock metals in our strategically located warehouses in North America. We have twice been recognized by Inc. Magazine as one of the fastest growing U.S. companies.

Credit Manager Job Summary:

The Credit Manager will be responsible for overseeing the companys credit granting process including the consistent application of credit policy periodic credit reviews of existing customers and the assessment of the creditworthiness of potential customers. This role involves close collaboration with sales and finance departments to optimize revenue while minimizing bad debt exposure.

Credit Manager Benefits:

• Competitive Compensation
• Low-cost United Healthcare health insurance premiums
• Employer paid short/long term disability insurance
• 401k with matching free financial planning advisor service
• Tuition Reimbursement Program
• Hybrid Work Schedule
• Maternity Leave Flexibility
• Onsite gym stocked kitchen company events employee perks throughout the year

Credit Manager Duties/Responsibilities:

• Evaluate and establish credit limits for new and existing customers using financial data trade references and credit reporting tools.
• Monitor customer credit exposure and ensure adherence to company credit policies.
• Lead and improve the companys collections process ensuring timely payments and resolving delinquent accounts.
• Collaborate with sales to balance risk and growth opportunities supporting profitable sales while mitigating financial risk.
• Review and update credit policies and procedures in accordance with best practices and evolving business needs.
• Maintain accurate credit files and documentation in accordance with internal controls and audit standards.
• Interface with external credit agencies insurance providers and legal counsel when necessary.
• Prepare and analyze reports on accounts receivable aging summaries and credit risk exposure for senior leadership.

Credit Manager Required Skills/Abilities:

• Strong communication negotiation and leadership skills.
• High level of integrity professionalism and attention to detail.
• Ability to prioritize and manage multiple tasks effectively.
• Proficiency in Microsoft Office Suite and CRM software (experience with ERP systems is a plus).
• Strong attention to detail and accuracy.
• Good communication and teamwork abilities.
• Excellent organizational and time management skills.
• Proficiency in using CRM software and other relevant business tools.

Credit Manager Education and Experience:

• Bachelors degree in Finance Accounting Business Administration or related field
• 5 years of experience in credit management preferably in the metals manufacturing or distribution industry.
• Strong understanding of credit risk assessment financial statement analysis and collections.
• Experience with credit insurance and trade finance instruments is a plus.
• Proficiency with ERP systems (e.g. SAP NetSuite) and Microsoft Office Suite especially Excel.
• Strong communication negotiation and leadership skills.
• High level of integrity professionalism and attention to detail.

Note: This job description is intended to provide a general overview of the position and should not be interpreted as a comprehensive list of all responsibilities duties and skills required. Additional tasks may be assigned based on business needs.