JOB TITLE: Payments Specialist
TERM: 12 months
CLIENT LOCATION: Baghdad Iraq
DIVISION: Payment Products
REPORTS TO: Chief Product Officer
RELEVANT EXPERIENCE: 10 years in payments
MANDATORY REQUIREMENTS**: Based in Baghdad Arab speaker Experience in payments industry and banking retail business
PURPOSE OF JOB
The goal of the SBOS provided to provide support on agreed initiatives and to collectively drive business performance improvement with the Client
TASKS
Core Responsibilities and Accountabilities
- Develop a thorough understanding of the clients payments business and priorities
- Understand clients cross borders payments business and identify opportunities to acquire new payment flows both inbound and outbound
- Build business cases and plans to tap into opportunities to drive cross border payments and accordingly gain alignment of internal and external stakeholders
- Review prioritize plan and execute initiatives to drive clients cross border payments volumes
- Review the existing payments solution and as needed recommend introduction of new payments solutions to maximize market penetration and profitability
- Scan the external business environment and stay updated on commercial developments in the local regional and global financial sector to identify business opportunities and enhance existing products
- Monitor competitor policies practices and consumer trends to ensure the clients products and services remain competitive
- Drive profitability of the payments business through budget development and close monitoring ensuring revenues and costs align with business plans
- Analyze and interpret business financial indicators to guide and correct variances in accordance with business plans
- Identify and recommend enhancements to the clients payments business organization (functions required roles responsibilities training requirements)
- Identify and escalate commercial issues and risks to the appropriate teams when required
Knowledge and Experience
- Experience in payments industry and banking retail business
- Minimum 10 years of working experience
- Based in Iraq
- Arabic speaker