Senior Financial Restructuring Manager

Job Title

Job Description

Rabobank is the worlds leading specialist in food and agribusiness banking. As a Financial Restructuring Manager you will develop and implement workout strategies on an assigned portfolio of highly complex problem loans. One of our key strengths lies in our people who have a deep understanding of agriculture and are committed to adding long-term value for clients. At Rabobank our culture is unique because every day our people work knowing that we are all playing our part in supporting our farmers to feed the world.

Our Shared Future:

You and Your Job

As a Senior Financial Restructuring Manager you will be successful by establishing and building strong working relationships with clients and colleagues to manage risk for the bank and coach clients to help them succeed.

The position contributes to the departments goal of a smooth and accurate process in the Financial Restructuring & Recovery operation for Rabo Agri Finance LLC the rural lending arm of Rabobank in the US. Working for the Rabobank Group demands special competencies from the individual employee who must have a natural tendency to collaborate with customers members and colleagues. This requires employees to have a personality which is clearly actively focused on other people and for employees to make careful consideration between risks and results in the performance of work duties with the objective to increase and maintain customer confidence in the entire value chain of product development product distribution and customer advice.

Job Responsibilities

• Coordinates the semi-annual Loan Strategy Report cycles and ensures that all LSRs are prepared and presented timely.

• Be familiar with and comply with laws regulations and internal policies and procedures that are applicable to required job duties within the Financial Restructuring group. Financial Restructuring Managers work directly with RAF Legal and outside counsel to ensure timely and quality results.

• Coordinate the loan closing activities of Financial Restructuring loans. And work directly with Closing and Legal staff to achieve timely and quality results.

• Coach and counsel colleagues on matters relative to Financial Restructuring loans and issues. They may act in an advisory role with the Business on loans classified OLEM or Early Warning.

• Understand the loan relationship assessing the issues that caused the classification downgrade and working with the Business and possibly the customer to devise and implement a plan that effectively rehabilitates the credit and ultimately results in an upgrade in the loan classification.

Your Promise to Us:

To be considered for the Senior Financial Restructuring Manager role you must have:

• Bachelors degree in a related field.

• 7 years of experience in loan restructuring and risk management.

• Strong negotiation skills and the ability to solve complex problems.

• Ability to analyze simple to complex financial statements to evaluate the financial stability of an entity or individual.

• Establish and build strong working relationships with clients and others that may be challenging to work with.

• Ability to travel regionally up to 50%

• Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Our Commitment to you cultivating your way beyond pay:

Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce. This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff.

We believe your well-being extends far beyond just a paycheck and should encompass your health happiness and satisfaction. To meet these needs Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive competitive and provide you with the options and flexibility you need.

Our employee benefits are focused on three main components:

• Physical Well-Being includes our commitment to your Health and Wellness. Medical Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.

• Financial Well-Being provides for your Retirement Savings Security. We love seeing your retirement plan balance grow just as much as you do! Thats why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.

• Emotional Well-Being ensures your Work Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that we offer both the time and financial support to give back to the community through our Dollars for Doers Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)

Our Organization:

Rabobank Group is a global financial services leader providing wholesale and retail banking leasing and real estate services in more than 37 countries worldwide. Founded over a century ago Rabobank today is one of the worlds largest banks with over $678 billion in assets.

In North America Rabobank is a premier corporate and investment bank to the food agribusiness commodities and energy industries in the United States Mexico and Canada. Rabo AgriFinance a subsidiary of Rabobank is a leading financial services provider for farmers ranchers and agribusinesses in the United States and Canada. Together we provide sector expertise strategic counsel and tailored financial solutions to clients across the entire value chain. Visit

Salary Expectations:

Target Hiring Range: $130000.00 - $155000.00

This position is subject to the terms of RAF/Rabobank/RDSs compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location or for other lawful reasons. Further all full-time regular positions include all other benefits provided to RAF/Rabobank/RDS employees including healthcare benefits 401k matching vacation sick leave parental leave possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race color creed religion national origin ancestry alienage or citizenship status age sex sexual orientation gender identity gender expression marital status genetic information medical condition physical or mental disability pregnancy childbirth or related medical condition military service or veteran status victims of domestic violence or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.

At Rabobank we strive to grow a better world together. In order to achieve that we have to have the right people in the right jobs. Are you ready to join our team

This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.

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