Mortgage Loan Closer
Mortgage Loan Closer
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1 Vacancy
Job Description
ABOUT ONETRUST HOME LOANS
If you are looking for an organization that has established an outstanding reputation for quality products and services and where you are an important member of a professional team then OneTrust Home Loans may be for you. We are recognized as a Fortune 5000 company offering conventional FHA VA USDA and jumbo financing while boasting portfolio construction and structure finance lending divisions. Our focus on utilizing the latest technology to streamline the home loan process has made us a leader in our space. We really listen to our clients in order to anticipate their home financing goals and dreams. Were mortgage educators and financing strategists providing detailed information and sound advice on mortgage options and industry trends. We focus our energies on a transparent and open communication loan process to close loans quickly.
If our employees are successful we are successful. Our goal is to provide them with the most current competitive tools and information possible. Employees and management listen engage and provide honest feedback to each other. Those who make outstanding contributions are recognized for their outstanding customer service and are eligible for key programs. In order to hire and retain employees who share our values of integrity transparency innovation and greatness we offer attractive employment packages worklife balance a wide range of training opportunities and an innovative and exciting business culture. Service is everything!
Position Summary
Work closely with processors underwriters and title/settlement companies to prepare the final closing disclosure and closing package reviewing documents to ensure conditions are met and maintain regulatory compliance with all applicable laws.
Essential Duties and Responsibilities
- Accurately prepares loan documents for closing in a timely manner and verifies all documents in funding package have been completed properly.
- Prepare and review loan files to ensure all conditions are cleared and file is ready to close.
- Reviews all final closing numbers for accuracy with (title or borrower) prior to closing.
- Coordinate delivery of closing documents to the settlement agent and coordinate receipt of Closing Disclosure.
- Review Closing Disclosure for compliance with closing instructions balance closing numbers and verify tolerances are within guidelines and disclosed fees.
- Follow up on outstanding conditions to facilitate timely loan funding.
- Employee will obtain essential documentation to disburse funds in accordance with investor and RESPA guidelines. Verify and balance funding figures to wire final loans proceeds to Title.
- Ensure funds are available day of loan disbursement.
- Employee will review and follow up on Final Closing Disclosure.
- Clears files for final funding.
- Coordinate wire requests with settlement agent to fund loan.
The above functions are intended to describe the general nature and level of work performed by individuals assigned to this job. This is not designed to contain or be interpreted as a comprehensive list of all duties responsibilities and qualifications required of employees assigned to this job.
Education and Experience
- Bachelors degree or equivalent combination of education and experience.
- 3 years of residential mortgage closing and funding.
- Ability to maintain a knowledge of lending guidelines investor programs industry requirements and industry changes.
Knowledge Skills and Abilities
- Demonstrated computer skills in word processing spreadsheet and electronic mail software.
- Strong communication and interpersonal skills and a high level of professional integrity.
- Maintains a positive helpful constructive attitude and work relationship with coworkers and supervisor.
- Strong time management and organizational skills in a dynamic constantly changing environment.
- Attention to detail and quality focused.
- Encompass experience preferred.
OneTrust Home Loans is an Equal Opportunity Employer
CALIFORNIA JOB APPLICANT PRIVACY NOTICE REGARDING THE COLLECTION OF PERSONAL INFORMATION
This Job Applicant Notice is designed to meet obligations under the California Privacy Act (CPRA) as amended by the California Consumer Privacy Act (CCPA) regarding how CalCon Mutual Mortgage LLC collects and processes personal information during the application and recruitment process. This Job Application Notice solely applies to applicants of CalCon Mutual Mortgage LLC who reside in the State of California.
In the event of a conflict between any other CalCon Mutual Mortgage LLC policy statement or notice and this Job Applicant Notice this Job Applicant Notice will prevail as to California job applicants. Unless stated otherwise CalCon Mutual Mortgage LLC may collect personal information and use it for certain business purposes. Under the CPRA consumers means California residents including job applicants employees or contractors of a business. CalCon Mutual Mortgage LLC will only process your personal information in accordance with the Companys Privacy Notice unless otherwise required by applicable law. You can submit a request to regarding the Companys Privacy policy to know about the categories of data being collected the purposes for which the data will be used and your rights to opt out.
Employment Type
Full-Time
