Loan Documentation Specialist

Base Salary Range

Level I $22.04 $27.55 $33.06 per hour

Level II $23.69 $29.61 $35.54per hour

Senior Level$25.47 $31.83 $38.20 per hour

Depending on qualifications and experience Loan Documentation Specialist I II or Senior may be considered.

As part of our team youll enjoy a total rewards package which includes base salary based on the role experience and skill set along with an exceptional benefits package (medical dental vision life insurance 401(k) community volunteer time) and generous time off policy. Fulltime team members receive a minimum of 10 paid vacation days annually* and eight hours of paid sick leave per month* while also enjoying 11 paid holidays each calendar year and an annual float day. *prorated from start date and/or hours worked.To view Benefits Summary: Apply > Current Openings > position > attachment.

Position Overview:

Heritage Bank currently has an exciting opportunity to join our organization! We are seeking an experienced loan documentation specialist in EverettWA.This is an onsite position.

The loan documentation specialist is responsible for the timely and accurate processing of basic to moderate loan transactions including but not limited to preparing and reviewing loan documents booking and funding loans and ensuring all loan documents are accurately prepared in accordance with Bank policy/approvals and in compliance with all guidelines and regulatory requirements while providing exceptional customer service support.

The successful candidate:

• Reviews loan instructions and required loan documentation for accuracy enforceability regulatory and policy compliance.
• Responsible for accurately providing loan documentation booking funding and file maintenance of loans in a timely and efficient manner within required error limits.
• Responsible for accurately perfecting all types of collateral to include but not limited to: Real Estate Deed of Trusts Vehicle Titles and UCC Collateral.
• Communicates with internal and external customers/clients to respond to inquiries resolves problems minor discrepancies and obtains additional documents needed to complete the file in a timely manner.
• Disburses loan funds in a timely manner; may require balancing with an escrow company and wiring funds.
• Loads loan data into online system via interface and/or manual input; ensures timely and accurate filing with digital imaging.
• Adheres to all applicable laws and regulations governing loan operations and documentation ensuring compliance with the Banks policies and procedures.
• Contributes to the success of the department with willingness to share in all department responsibilities and provide backup assistance as required or assigned.
• Gains working knowledge of and ensures bank activities are performed in compliance with all state and federal banking laws and regulations applicable to assigned area.
• Understands and complies with all policies procedures standards and guidance relevant to assigned job responsibilities.

Requirements:

• High School Diploma or equivalent required. Associates Degree or higher and/or paralegal certification preferred.
• Level I 1 years recent experience in a support role in the financial or legal services industry required.Working knowledge of financial services loan systems and documentation applications. LaserPro preferred.
• Level II 2 yearsrecent experience in loan documentation within the financial services industry required. Working knowledge of financial services loan systems and documentation applications. LaserPro required.
• Senior 3 years recent and progressive experience in loan documentation demonstrating thorough working knowledge of all loan types (commercial consumer mortgage SBA construction and agricultural) and all forms of collateral loan compliance and regulations within the financial services industry required. Strong working knowledge of financial services loan systems and documentation applications proficient in LaserPro and SBA Lending Solutions required. Working knowledge of commercial C&I and commercial real estate preferred.
• Equivalent combination of education experience and training may be considered.
• Provides an exceptional level of quality service for internal and external customers and responds to customers needs questions and concerns in an accurate effective and timely manner.
• Effective listening verbal and written communication skills with the ability to communicate outstanding/follow up issues over the phone in person and via email to a variety of audiences; and the ability to read write speak and understand English well.
• Basic knowledge of lending processes loan principles and terminology related to banking laws and regulations as they pertain to loan disclosures and requirements.
• General familiarity and understanding of consumer and commercial loan documentation collateral perfection title insurance UCC filing compliance requirements lending policies and procedures and loan/funding terminology.
• Ability to display initiative and independently learn and apply skills to improve errors and overall loan quality.
• Knowledge of general accounting practices including the understanding of debit/credit relationships; math skills to calculate interest balance accounts and locate routine mathematical errors.
• Effective analytical and research skills with excellent attention to detail and a strong focus on accuracy.
• Detail oriented with strong organizational problemsolving data review and time management skills; with the ability to manage multiple assignments and reporting requests ensuring that priorities are set with the ability to meet multiple and sometimes competing deadlines.
• Ability to work well both independently and collectively within a team environment.
• Demonstrated ability to quickly focus on key issues and make decisions under pressure of time constraints.
• Flexible with and accepting of change in a fast paced environment with willingness to learn new skills.
• Unquestionable integrity in handling sensitive and confidential information required.
• Working knowledge of office administration practices and procedures.
• Proficient use of MS Office products (Word Outlook) and retrieval of data with the ability to adapt to and learn new products and technologies quickly.

Work Environment:

• Climate controlled office environment.
• Work involves being able to concentrate on the matter at hand under sometimes distracting work conditions and frequent interruptions during the day.
• Work requires regular attendance punctuality and adherence to agreedupon schedule with willingness to work a flexible and/or rotating schedule and/or extended hours as needed.

Physical Demands:

• Work may involve the constant use of computer screens reading of reports and sitting throughout the day.
• Ability to operate a computer keyboard multiline telephone photocopier scanner and facsimile which often requires dexterity of hands and fingers with repetitive wrist and hand motion.
• Typically sitting at a desk or table; intermittently standing stooping bending at the waist kneeling or crouching to file materials.
• Occasional lifting and/or moving up to 30 lbs. (files boxes etc.).

The above statements are intended to describe the general nature and level of work being performed and are not an exclusive list of all qualifications for this position.

Heritage Bank is an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age protected veteran status disability or any other basis protected by applicable law.

Job applicants have certain legal rights. Please clickherefor information regarding these rights.

If you need assistance completing the online application please email:

Salary Range Disclaimer

The base salary range represents the min mid and max of Heritage Banks salary range for this position. Actual salaries will vary depending on factors including but not limited to qualifications experience and job performance. The range listed is just one component of Heritage Banks total compensation package for full time and part time employees. Depending on position other total compensation rewards may include monthly quarterly or annual incentive and/or bonuses.

##JobCategory:Bank Operations##

##Street:906 SE Everett Mall Way Ste 500##

##City:Everett##

##State:WA##

##ZipCode:98208##

##Internal:false##