Underwriter
Underwriter
Posted on :
20-05-2025
Employer Active
1 Vacancy
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Job Description
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Clear conditions including but not limited to credit and title conditions
- Prep loan files for review by an Underwriter to determine eligibility within HomeXpress guidelines
- Assisting Underwriters as needed to move pipeline in a forward trajectory
- Verify completeness of credit file
- Calculate income
- Confirm qualified Change of Circumstances and reprice loans as needed
- Run reports and interact with various thirdparty vendors
Job Functions:
- Capable of underwriting a minimum of 34 new loans per day.
- Review conditions in a timely manner to remain in compliance with posted turn times.
- Analyze all areas of the mortgage loan application; including credit income assets collateral and compliance documents to ensure loan meets company investor and regulatory guidelines.
- Review Income documentation and calculate income per investor and company guidelines.
- Review Assets to determine reserves and cash to close per investor and company guidelines.
Required Knowledge:
- Conforming and NonQM Underwriting Guidelines
- Strong verbal & written communications skills
- Strong problem solving skills
- Excellent interpersonal customer service and organizational skills
- High level math aptitude
- Ability to move between tasks quickly is preferred; being able to respond to pressure situations easily and work productively in a fast paced sometimes stressful environment.
- Knowledge of Conventional loan products underwriting procedures creditor financial analysis techniques investor requirements and escrow/title practices as well as regulatory compliance laws as they apply to mortgage transactions.
- Superior knowledge of personal computers and applicable software.
Job Type: Fulltime
Pay: $70000.00 $80000.00 per year
Benefits:
- 401(k) matching
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Schedule:
- Monday to Friday
Experience:
- Wholesale Underwriting: 1 year (Required)
- NonQM: 2 years (Required)
Work Location: In person
Additional Information :
All your information will be kept confidential according to EEO guidelines.
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
Key Skills
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