Commercial Credit Analyst
Commercial Credit Analyst
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Job Description
Brief Summary
Due to internal movement the Business Services team here at Members is looking for a numberssavvy professional with a keen eye for risk and opportunity! Join the team as a Commercial Credit Analyst where youll play a key role in evaluating creditworthiness crafting sound credit recommendations and helping shape smart lending decisions. This opportunity allows you to make a meaningful impact on our members and our commercial portfolio. This position is remote but must be able to commute to a branch within the credit union network in a reasonable timeframe.
Key Responsibilities
- Credit assessments to determine loan application eligibility done by analyzing documents financial statements and credit status.
- Support Business Services department through crossfunctional project participation credit risk modeling audit and exam participation and more.
- Develop complex credit presentations analyzing and interpreting policies and risk ratings.
- Perform annual reviews on existing commercial loan relationships.
- Maintain working knowledge of loan programs and partnerships within the Business Services department and general changes in regulatory economic and technological environments.
Qualifications
- High School education or equivalent
- 12 years of postsecondary education in a business accounting or related field
- 34 years of experience in commercial lending or equivalent combination of education and experience
- Ability to read analyze and interpret general business content at a professional level
- Ability to communicate in a professional manner and communicate complex information both verbally and in writing to a variety of stakeholders
- Experience and success in reporting and presenting analytical information
- Demonstrated expertise using the Microsoft Office suite and proficiency with Adobe Acrobat.
- Must possess or be willing to obtain Minnesota Notary Public
- Experience using DNA and Sageworks preferred
Schedule
- Monday Friday 8:00 a.m. to 5:00 p.m.
Wage & Hour Details
- Fulltime 40 hrs/wk
- This is an exempt position
- Starting pay range: $66000 $75000 pay commensurate with experience
Benefits
- Medical dental and vision plan options
- Health Saving Account and Flexible Spending Account options
- 401(k) with competitive company match
- Paid time off paid holidays personal time and paid volunteer time
- Development time and tuition reimbursement
- Company provided life insurance shortterm and longterm disability insurance
- Voluntary benefits including life critical illness accident and hospital indemnity coverage
- Paid parental leave
- Discretionary annual profitsharing bonus
Equal Opportunity Employer/Veterans/Disabled
Members Cooperative Credit Union (MCCU) is an Equal Employment Opportunity employer. We are committed to an inclusive organizational environment that encourages the full participation of all members of our diverse workforce and enables everyone to maximize their talents skills and abilities to serve our members. MCCU recruits hires employs trains promotes and compensates individuals based on jobrelated qualifications and skills. We do not discriminate based on race color religion marital status age national origin ancestry physical or mental disability medical condition pregnancy genetic information gender sexual orientation gender identity or expression veteran status or any other status protected under federal state or local law.
For questions or if you need assistance completing the application process please contact
Required Experience:
IC
Employment Type
Full Time
