Merchant Underwriter
Merchant Underwriter
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Salary Not Disclosed
1 Vacancy
Job Description
Overview
About GreenSky
GreenSky LLC headquartered in Atlanta is a leading technology company Powering Commerce at the Point of Sale for a growing ecosystem of merchants consumers banks and institutional investors. GreenSkys highly scalable proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers driving increased sales volume and accelerated cash flow. The GreenSky Program is operated on behalf of and financing is provided by federally insured federal or state chartered financial institutions which leverage GreenSkys technology to provide loans to superprime and prime consumers nationwide. Since the GreenSky Programs inception nearly 6 million consumers have financed more than $50 billion of commerce using GreenSkys real time apply and buy technology. For more information visit.
Overview:
GreenSky makes it easy for businesses of all sizes to offer credit to their customers with a fast and paperless solution. With billions of dollars in loans and hundreds of thousands of satisfied customers we are evolving the consumer credit marketplace. We have developed a highly scalable loan origination and servicing platform and unique loan origination tools to deliver a differentiated level of service to our stakeholders merchant and retailer channel partners consumers and borrowers.
Leveraging proprietary mobile technology we are continuing to build on our successes. We have a great team and are proud of the employerof choice environment weve created. GreenSky is backed by some of the leading private equity investors in the world
Position: Merchant Underwriter
Location: Remote
Shift: Monday Friday from 9am6pm EST.
TheMerchant Underwriterwill be a member of the Merchant Management team and will report to the Director of Merchant Underwriting. In this role you will perform merchant underwriting for onboarding of new merchants that wish to use our lending program.
Shift: Monday Friday from 9am6pm EST.
Duties & Responsibilities
- As a Merchant Underwriter you will be responsible for evaluating merchant applications performing risk assessments and escalating complex cases as needed
- Analyze and interpret commercial and consumer credit reports.
- Analyze tax returns and other financial documentation to make the best credit decision possible.
- This role is critical in maintaining regulatory compliance supporting business growth and ensuring that merchant operations align with GreenSkys standards and policies
- Perform a thorough investigation of credit information from credit reporting agencies and other sources to determine a merchants overall risk level
- Communicate decisions and requests for additional information to Merchants.
- Periodic phone coverage as required for merchant verification calls.
- Review internal and external resources to determine if reputation or fraud risks are present
- Adhere to established bank policies company guidelines and all regulatory requirements.
- Provide excellent customer service within established service level agreements.
Required Skills/Qualifications
- 23 years experience in underwriting compliance or risk management.
- Strong ability to assess complex risk factors and evaluate detailed business reports or financial data.
- Familiarity with CRM and underwriting tools.
- Strong ability to assess complex risk factors and evaluate detailed business reports or financial data.
- Familiar with reviewing financial statements and documents.
- Demonstrated effective time management and organizational skills.
- Strong verbal and written communication skills and ability to communicate across various lines of business.
- Proficient with Microsoft Office
- Ability to work independently on routine repetitive tasks and to handle multiple tasks simultaneously.
- Strong Internet research skills.
Preferred Qualifications:
- Knowledge of GreenSkys products.
- Underwriting experience.
- Bachelors or associates degree from an accredited institution.
- Educational and/or professional background in credit or underwriting.
GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age color disability gender national origin race religion sexual orientation veteran status or any classification protected by federal state or local law.
Employment Type
Unclear
