Commercial Real Estate Associate Lender

About the Position:

As the Commercial Real Estate (CRE) Associate Lender you will work alongside CRE Relationship Managers Portfolio Managers and leadership on the procurement and delivery of loan and deposit solutions for investment Commercial Real Estate (CRE) clients. You will develop business by forming new relationships with key industry contacts while maintaining and growing existing client relationships. Your role will primarily focus on commercial construction/land development and investment residential construction/land development opportunities.

What You Will Do:

Marketing Sales and Customer Service

• Develop new investment commercial and residential construction/land development clients along with the expansion/retention of existing relationships.
• Maintain calling program to source local and regional CRE banking relationships through an established network of contacts.
• Develop a knowledge of the banks products and services in order to best analyze the needs of clients and prospects in order to effectively recommend appropriate products or services.
• Act as second point of contact for CRE clients.
• Assists in daytoday customer service issues where/when needed.

Loan and Risk Management

• Perform preliminary underwriting analysis on new requests and screens against guidelines and policy parameters with oversight from the VP CRE Relationship Manager.
• Work closely with CRE Loan Draw Administration to insure construction projects progress as underwritten.
• Work closely with Portfolio Manager to obtain project updates and collect financial reporting items and to accurately assess risks parameters of the relationship.
• Identify risks and promptly discloses deteriorating loan accounts to senior management.
• Responsible for a thorough understanding of borrower principals project market conditions competitors and various economic threats with guidance from the VP CRE Relationship Manager.

Loan Closing/Followup

• Work with department closing staff to insure all loans are closed as approved with appropriate legal documentation and thirdparty reports.
• Periodically review loan system for ongoing accuracy related to relationships managed.
• Is attentive to all compliance requirements impacting CRE lending activities.

What Were Looking For:

• A minimum of one year of credit analysis or portfolio management experience within commercial lending required or similar experience considered
• Bachelors degree with a concentration in finance accounting real estate or related area
• Ability to communicate across all levels of the organization
• Excellent written and verbal communication skills
• Strong time management and organization skills
• Proficiency in Microsoft Office (Excel Word Outlook etc.).
• Ability to work in a team environment.
• Good organizational skills and strong attention to detail.

Working Conditions/Demands:

• Must be willing to travel up to 25% as needed for business development and training purposes
• Professional office setting.
• Primarily sedentary position requiring long periods of time working at a computer.
• Must be able to move throughout the office and buildings to obtain or relay information.
• Position will require periodic site visits and customer calls.
• Must be able to perform the essential functions of the position with or without reasonable accommodation.

Who Are We

Were not just another bank and were not looking for just another employee. Since 1999 First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes we really were the first statecharted FDIC insured bank to operate entirely online and we have been leading the way ever since.

We seek the game changers the innovatorsthose who challenge the status quo because change really is the only constant. Ready to join a team of imaginative driven individuals like you Its your career you deserve to imagine more. Keep reading we think you will like you what see.

Why Join Us

Our success has been driven in part by four core competencies customer focus teamwork adaptability and initiative. Collectively they define our actions and are at the heart of all we do. As a result weve been fortunate to have been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers our newlybuilt stateoftheart 175000 square foot facility headquarters was designed with our team in mind and features an 18000 square foot open air deck named The Backyard with fire pits covered pergola waterfall and foliage to create a momentary escape from the work day. Beyond that the onsite fitness center with the latest equipment and ergonomicallydesigned workstations help promote health and wellness. Have we mentioned free snacks soft drinks and beer available on tap Want more How about unlimited volunteer time off and social events to bring us all together to have some more. Why just imagine more take the first step and apply today.

Our benefits package includes the following and so much more:

• Medical Dental Vision Insurance
• 401(k) Retirement Plan with Generous Match
• Professional Development Reimbursement
• 3 Weeks Paid Vacation Plus Paid Holidays
• Paid Volunteer Time
• Business Apparel Allowance

Equal Opportunity Employer Women Minorities Veterans and Individuals with Disabilities

If you are a California resident you may be entitled to certain rights regarding your personal information. Additional information about our data collection practices and location specific notices is available on our privacy policy. Click here to read more.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about discussed or disclosed their own pay or the pay of another employee or applicant. However employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information unless the disclosure is (a) in response to a formal complaint or charge (b) in furtherance of an investigation proceeding hearing or action including an investigation conducted by the employer or (c) consistent with the contractors legal duty to furnish information. 41 CFR 601.35(c). Click here to read more.